Don Sowa's MoneyTalk

By Cumulus ProvidenceBusiness

Don Sowa's MoneyTalk episodes

July 11, 2022 Understanding How Your Income is Taxed
Many Americans today, particularly retirees, live off several different sources of income which often receive different tax treatment. Donna and Nathan take us through the various types of income, how they are taxed, and how to incorporate this information into your tax planning. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, EA, CFP® Air Date: July 7, 2022
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31 min
July 08, 2022 When There’s Blood in the Streets
An old investment adage states, when it’s the right time to buy, you won’t want to. Steve and Nathan offer some statistics that paint the present moment as a strong buying opportunity. Also, our MoneyTalk Moment in Financial History centers around one of the biggest Ponzi schemes in history that you’ve never heard of, the story of The Match King, Ivar Kreuger. Hosts: Steven Beauvais & Nathan Beauvais, EA, CFP® Air Date: July 6, 2022.

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32 min
July 07, 2022 State of the Economy
Don talks about how the strengthening dollar and falling oil prices have contributed to improved market performance, the large quantity of cash Americans are still holding on the sidelines, and US economic indicators to keep an eye on this week. Host: Donald Sowa, CFP®, AIF® Air Date: July 5, 2022
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27 min
July 06, 2022 Topic 409 Explained
When we hear of tax loopholes we typically think about strategies that benefit the wealthy, but Topic 409 stands in contrast in that it is specifically designed for middle income investors. Steve talks about personal finance topics that matter to you, including tax savings strategies for the common investor, the importance of pursuing a debt free retirement, and the increased value of dividend paying investments in a down market. Host: Steven Beauvais Air Date: July 1, 2022
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31 min
July 06, 2022 What’s the Deal With Annuities?
Annuities often get a bad wrap due to their fees, inflexibility, and aggressive sales culture, but as with most financial products they can be a great option for the right person. Steve and Nathan discuss the different types of annuities and who they work best for. Also, our MoneyTalk Moment in Financial History continues a discussion on the origins of the Federal Reserve. Hosts: Steven Beauvais & Nathan Beauvais, EA, CFP® Air Date: June 29, 2022.
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32 min
July 05, 2022 Your Best Defense Against Emotional Investing
The urge to exit the market when volatility is high is one of the most difficult behavioral hurdles for long term investors to overcome. Don and Donna discuss how dollar cost averaging helps to protect investors from the emotional triggers of a down market, the importance of starting good investment habits early in your career, and the historical relationship between inflation and stock performance. Hosts: Donald Sowa, CFP®, AIF® & Donna Sowa Allard, CFP®, AIF® Air Date: June 28, 2022. Systematic investment plans do not ensure profit or protect against loss in declining markets. Such plans involve continuous investment, regardless of market conditions. Markets will fluctuate, and clients must consider their ability to continue investing during periods of low price levels.
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33 min
July 01, 2022 MoneyTalk Welcomes Back Don Sowa!
Don Sowa returns to MoneyTalk with a discussion on investor psychology during times of volatility, the sources of short-term market relief we·ve seen over the past week, and what we might expect from the Fed in the second half of 2022. Host: Donald Sowa, CFP®, AIF® Air Date: June 27, 2022
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41 min
June 29, 2022 Do You Need Life Insurance?
It can be tough to sell people on paying for something that they will not benefit from within their lifetime, but for many of us the importance of life insurance is hard to overstate. Nathan discusses who should and who should not have life insurance, potential signs of a downside shift for commodities, and Michael Batnick’s book, “Big Mistakes: The Best Investors and Their Worst Investments”. Host: Nathan Beauvais, EA , CFP® Air Date: June 24, 2022
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32 min
June 28, 2022 Alternatives to Buying the Dip
Buying in to a down market can be a psychologically challenging endeavor, which is why having a plan is so necessary. Donna and Nathan discuss the negative consequences of attempting to ·buy the dip·, the historically significant movement in rates, how to decide if it·s the right time to buy a home, and more. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, EA , CFP® Air Date: June 23, 2022
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32 min
June 27, 2022 The Story Behind the Fed
Steve and Nathan discuss volatility in the commodities markets, and how rising rates have further constrained an already tight housing market. Also, our MoneyTalk Moment in Financial History takes us through the history of the federal Reserve. Hosts: Steven Beauvais & Nathan Beauvais, EA , CFP® Air Date: June 22, 2022
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32 min