Don Sowa's MoneyTalk

By Cumulus ProvidenceBusiness

Don Sowa's MoneyTalk episodes

June 24, 2022 Cheap Money is Expensive
Mortgages rates have spiked at a historically fast pace, dropping new mortgage demand to its lowest level in 22 years, and the Fed·s delayed response to reversing its easy money policy of the past decade has forced them into a corner. Nathan discusses the consequences of current fed policy, active vs passive investing and more. Host: Nathan Beauvais, EA, CFP® Air Date: June 16, 2022
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32 min
June 22, 2022 What Can You Do About Inflation?
With inflation continuing its momentum largely unabated, many individuals have resigned themselves to this new normal and the feeling that they are powerless against its impact on their daily lives. Steve challenges this notion, offering some strategies that investors can employ to decrease the negative effects of inflation on their portfolios. Host: Steven Beauvais Air Date: June 15, 2022
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33 min
June 20, 2022 Financial Planning Baby Steps
Financial planning is about doing the best you can with what you have, but too many people neglect to prioritize their planning because thinking about all of their financial obligations at once can be overwhelming. Donna discusses the importance of taking on your financial goals one step at a time, goes into detail about some congressional proposals for social security reform, and takes a listener question about the importance of life insurance at various stages of life. Host: Donna Sowa Allard, CFP® AIF® Air Date: June 14, 2022
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32 min
June 15, 2022 How to Nudge People to Save
The retirement savings rate is greatly influenced by the automatic nature of company retirement plans, and with nearly 40% of workers still having no access to an employer sponsored plan, the average American’s ability to retire comfortably appears to be increasingly out of reach. Donna and Nathan discuss the retirement savings gap, some irresponsible trends in crypto investing, and more. Hosts: Donna Sowa Allard, CFP® AIF® & Nathan Beauvais, EA, CFP® Air Date: June 13, 2022
This podcast is intended strictly for educational purposes only and is not a recommendation for or against cryptocurrency.
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32 min
June 14, 2022 Why Gas Prices Aren't Coming Down
During the pandemic, demand for oil plummeted forcing oil producing countries to halt production, and because demand for oil has recovered faster than suppliers· capacity to ramp up production gas prices continue to skyrocket. Nathan discusses the forces behind the current energy crisis, how to determine the amount if risk in your investments, and reviews the book ·Investing: The Last Liberal Art· by Robert Hagstrom. Host: Nathan Beauvais, EA, CFP® Air Date: June 10, 2022
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32 min
June 13, 2022 Diversifying Your Account Type
Saving money in your 401K is critical to meeting your retirement goals, but your tax deferred account is not the only place where you can reduce your investment tax burden. Nathan talks about the importance of diversifying the tax treatment of your investments, responds to a listener question on why jobless claims continue to rise while companies still seem to struggle to find skilled labor, and explains why the rising rates have not translated to higher savings deposit rates. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, EA, CFP® Air Date: June 9, 2022
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32 min
June 10, 2022 Big Names Taking Big Hits
Many investors seek opportunities in historically high performers that have fallen out of favor. Steve and Nathan cover some of the companies and asset categories hit the hardest this year and where the potential may lie for future growth. Also, our MoneyTalk Moment in Financial History focuses on BankAmericard and the rapid rise of modern day consumer debt. Hosts: Steven Beauvais & Nathan Beauvais, EA, CFP® Air Date: June 8, 2022
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32 min
June 09, 2022 What's Your Retirement Number?
How much money you will need to retire depends on a number of factors including, but not limited to, your desired lifestyle, expected retirement age, and potential financial obligations. Donna offers a basic set of criteria that you can use to estimate your retirement savings goal. Host: Donna Sowa Allard, CFP®, AIF® Air Date: June 7, 2022
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32 min
June 08, 2022 Putting Your Home Equity to Work
With year over year home values having risen 20%, Americans have an unprecedented amount of home equity at their disposal. Donna and Nathan discuss how to responsibly tap into your equity to put your greatest asset to work without jeopardizing your long-term goals. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, EA, CFP® Air Date: June 6, 2022
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30 min
June 07, 2022 Why We Still Like Bonds
Bonds have been hit hard over the past year, but even in a tough market, bonds can hold strategic value for income investors. Steve discusses how tax free, high yield, and other bond types can be incorporated into your portfolio to add efficiency and stability in volatile times. Host: Steven Beauvais Air Date: June 3, 2022
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31 min