Disclaimer: The opinions of the guest speaker are his personal views and not any form of investment advice or recommendation. Please reach out to a professional advisor for any form of advice before investing in any security. The speaker has discussed their personal journey and profession, and this must not be considered as any recommendation or advice to follow the same ideas and principles as the speaker has followed.Episode 121 of The Prakhar Gupta Xperience features Ajinkya Kulkarni, co-founder of Wint Wealth, a fintech platform making investing and financial planning simple for young Indians. With a strong background in finance and technology, Ajinkya is passionate about empowering the next generation of investors to build long-term wealth through smart, accessible investment strategies. He shares insights on the future of fintech, financial literacy, and the importance of starting early with investing.
This is what we talked about:00:00 - Intro 00:39 - How to Make More Money06:54 - When to Start Investing09:52 - What Financial Freedom Really Means13:28 - How to Organize Your Finances19:14 - Are FDs & Real Estate Worth It?21:54 - Best Investments for 2025–2625:54 - Diff. b/w Equities & Bonds31:04 - How to Invest Your Money Smartly34:30 - Is Gold a Bad Investment37:09 - How Compounding Actually Works42:54 - Spending Habits & Instant Gratification44:14 - Lessons from Rich Dad Poor Dad46:42 - The Psychology of Financial Discipline48:04 - Can Money buy freedom?51:24 - Biggest Money Mistakes55:14 - Spend your Money Wisely59:49 - Best Resources for Financial Wisdom01:03:49 - Books Ajinkya Recommends