00:00 - intro 
03:47 - Morning Routine 
08:40 - First joining the military 
19:38 - The last 18 months before retirement - Getting passed over for LTC  
24:12 - Why SFL-TAP is critical at 24 months and Finding your Retirement Services Officer (Army Reserve) 
25:42 - Breaking down the MEB process, PEBLOs,  IDES, NARSUMs, DA-3947
34:56:30 - Breaking down the PEB - VA disability ratings, DRSAC, DOD vs VA ratings, Tricare for life, CRDP, Early Retirement Reduced Age Policy (ADOS, MOB, etc post 2008) 
45:02 - why it is important to answer your phone - Helping a 10 year Veteran finally get his retirement pay 
53:24 - Resume writing class was the most important part of SFL-TAP 
59:24 - The dire need for teachers out in the civilian world - troops to teachers no longer a thing 
01:03:41 - planning as if you are not getting promoted - paying off all the bills 5 years out 
01:07:27 - Financial readiness is the key wether new Soldier or retiring 
01:12:08 - How to see promotion trends - knowing when you are going to be passed over 
01:15:00 - Missing the bond and family unity in the military - and the ability to mentor they youth - helping just one Soldier can make the difference 
01:21:41 - Emotional Intelligence - what is it? 
01:26:10 - Legacy - Just be yourself 
01:27:35 - The importance of mentorship - it could save someones life 
01:33:23 - advice to your 16 year old self 
01:35:44 - what is one book that had the most impact on your life? 
01:41:01 - A personal tragedy and how I made it back to stable ground 
01:51:31 - You are shaped by your adversities 
01:53:20 - some parting words of wisdom - Get your 20 year letter, Plan for your civilian life, Don’t do stupid crap!, Take advantage of each day!, Be humble, patient, develop emotional intelligence. 
02:07:45 - securing a job through indeed  
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