When Laurie Burrows Grad's husband died, she put her feelings into a wonderful book, "The Joke’s Over, You Can Come Back Now: How This Widow Plowed Through Grief and Survived." She gives us a window on widowhood, and schools us on what to say to friends and family who are grieving. In Mailbag, aggressively saving for retirement diversifying your retirement savings between Traditional and Roth accounts, and taking loans to pay off student loans.

Learn more about your ad choices. Visit megaphone.fm/adchoices