There are very few people in the world who are happy to write a check to the insurance company. But it's what's referred to as a "necessary evil." So when the question of "should you increase your coverage or not?" pops up, it's easy to think of reasons as to why the current coverage amount is sufficient over obtaining more.

On today's episode, we'll talk about raising your disability insurance coverage from the point of view of the price-sensitive insured, as well as the objective fiduciary advisor, and also bring up blind spots that should be considered in making this decision.