There's a version of this job that would be a lot simpler. The kind where you manage portfolios, check performance once a quarter, and call it a day. No tax forms, no life events, no late-night texts — just markets and models.

It sounds peaceful, almost efficient… until you realize that real people don't live their lives in neat, quarterly increments. That's why today we're talking about what it really means to do this work — the human side of financial advising that no spreadsheet or benchmark can ever capture.

We've officially entered open enrollment season — that short window when everyone from W-2 employees to business owners and locums physicians has to lock in their 2026 health coverage.

And this year feels a little different. Between rising premiums and ongoing debate in Washington over healthcare subsidies — one of the major sticking points behind the government shutdown — a lot of people are finding themselves rethinking what "good coverage" actually means. So in today's episode, we're unpacking what to look for, what to avoid, and how to make sure your plan fits both your health and your wallet going into 2026.

It's been over three weeks since the government shutdown began — now one of the longest in U.S. history. By the time this episode airs, Congress may have reached a deal, but the uncertainty surrounding it mirrors the broader unease in today's markets.

Inflation, rate policy, and concentrated stock performance have investors questioning what comes next. So rather than dive into politics, we'll focus on how markets have historically handled government shutdowns — and what that might tell us about navigating uncertainty today.

You'd be surprised how often people have an "oops" moment at tax time — realizing they've contributed too much to a retirement or HSA account. It's more common than you'd think, and the rules for fixing it depend entirely on when you catch the mistake.

While these situations can cause some frustrating tax complications, the good news is they're almost always fixable with the right approach. In today's episode, we'll walk through the different account types, what to do depending on timing, and even discuss an interesting i401(k) scenario that might actually work out in your favor.

Every year, thousands of new attendings experience the same shock: the overnight jump from residency income to real money. The excitement is real — but so are the risks of complacency, overspending, or simply drifting without a plan.

What you do in that first year sets the tone for everything that follows. So today, we're breaking down the four things every new attending should focus on to build wealth with intention.

The Federal Reserve's recent decision to cut interest rates has made headlines, and while it may seem like something that mostly affects Wall Street, the truth is these moves ripple through every household and profession. From mortgages and student loans to savings yields and the stock market, Fed policy plays a quiet but powerful role in your personal financial planning.

With inflation still above target and unemployment ticking upward, the Fed's shift signals both opportunity and caution. On today's episode, we'll look at what this environment means for you as an ER physician and the most relevant financial strategies to consider.

Artificial intelligence is everywhere in the headlines, and many are calling it the biggest boom since the internet revolution. Some compare it to the dot-com bubble, while others see it as a lasting shift that will reshape how businesses, investors, and individuals operate.

What's clear is that the ripple effects go far beyond tech companies — they reach into borrowing costs, retirement accounts, and even the everyday tools we use. The question is: how do we separate hype from reality, and what does that mean for us as investors and participants in this new economy?

We get asked all the time by ER doctors: "How much do I need to retire?" Surprisingly, the answer to that is actually, "You're asking the wrong question."

The real question is: How do you build a career and financial structure that doesn't just pay you—but frees you? Assets are only half the equation; the other half is designing a life and financial plan that isn't entirely dependent on you showing up for shifts, scales beyond your hours in the hospital, and ultimately lets you choose when—and how—you step away.

Every job offer looks different on the surface, but what really matters is buried in the fine print. Sometimes the details that don't make it onto the headline page end up shaping your career more than the pay rate ever could.

Today we're going to pull back the curtain and talk about the hidden levers inside EM contracts that can determine whether a role is the right fit—or a costly mistake.

Most ER docs spend their careers building discipline — grinding through debt, maxing out retirement accounts, and making sure the numbers always work. By the time they reach financial independence, the nest egg is there, but something unexpected happens: the habits that carried them here don't always translate into the next phase.

Retirement brings a new challenge, not about how to save, but how to spend — and for many, that's a tougher adjustment than it sounds. Today, we're going to unpack that paradox and explore why so many of the best savers struggle the most when it's finally time to enjoy the fruits of their labor.