If you've been hearing rumblings about tax changes in 2026, you're not imagining things — we're heading toward one of the biggest tax shifts in decades. The Tax Cuts and Jobs Act of 2017, which shaped much of our current tax system, is set to expire unless Congress takes action.

But right now, lawmakers are locked in a high-stakes budget battle, and no one knows exactly how it'll end. This episode breaks down why that matters not just politically — but for your wallet, your financial plan, and the decisions you might want to make before the rules change.

Today, we're going to dive into a mindset shift that every high-earning professional needs to hear, especially our ER doc families making strong incomes. It's tempting to think that a $400K household is financially invincible. But the truth is: the system isn't designed to make you wealthy. It's designed to keep you comfortable.

And comfortable, if you're not careful, is the enemy of wealthy. We're going to walk through a real-world hypothetical of a $400K-earning ER doc, a stay-at-home parent, two kids, and all the common expenses that come with the lifestyle to show you exactly how easy it is to spin your wheels and not actually build wealth.

This episode is going to get technical — so if you're not ready to get lost in the math and mechanics of debt, investments, and balance sheet risk, you've been warned. But for high earners like ER docs, these seemingly small decisions — like whether to pay down a mortgage early or redirect that cash flow into investments — can have six- or even seven-figure implications over time.

With today's higher mortgage rates and more volatile markets, the old rules don't necessarily apply, and what once was considered conservative might now be the riskiest choice of all. We're going to break down how to analyze these trade-offs, with real numbers and real behavioral considerations that go way beyond "just do what feels right."

Markets just experienced one of the most dramatic intraday reversals in history — and at the center of it all? Tariffs. In this episode, we dive into how sudden trade policy shifts, particularly around President Trump's tariff announcements, are sending shockwaves through investor sentiment and market pricing.

We'll break down what tariffs actually are, who really pays for them, and why reacting to market drops after the fact can be more harmful than helpful. If you've been feeling whiplashed by the headlines, this one's for you.

Today is what most people call the "tax deadline" — but that term is more misleading than helpful. In reality, April 15 is less of a final cutoff and more of a decision point: you either file your return or file for an extension.

In this episode, we'll walk through why the panic surrounding this date is often unnecessary, especially for those with more complex tax situations. Whether you're already squared away or haven't even started, there's still something smart you can do today — and we're here to help you make tax season uneventful on purpose.

Match Day is an unforgettable milestone—the moment your medical journey becomes real, and the future you've worked so hard for finally starts to take shape. But what often gets overlooked is how your match decision can deeply impact your financial path.

From student loans and cost of living to career opportunities and long-term goals, your choice matters more than you may know. In this episode, we'll help you look at your match not just as a career move—but as the first step in a financial strategy designed to match your life.

Student loans — especially under income-driven repayment (IDR) plans — continue to be one of the most asked-about topics among ER docs. With all the recent changes, pauses, and legal uncertainty, figuring out what to do next has become increasingly difficult.

We're recording this episode to help break down the latest updates, including the major change as of February 21st that halted all IDR applications, and to answer some of the most common questions we've been hearing. If you're pursuing PSLF, on SAVE, PAYE, or just trying to make sense of it all — this episode's for you.

The market is down, volatility is everywhere, and if you're feeling uneasy about investing right now—you're not alone. It can be terrifying to watch your portfolio drop or to commit new money when uncertainty is high.

But history has shown that those who stay the course and follow key investing principles come out ahead in the long run. Today, we're breaking down how to navigate the fear, stay invested, and set yourself up for long-term success—even when the market feels like a horror story.

Big changes are happening at the IRS—thousands of employees are being laid off, and that could mean longer wait times, delayed refunds, and even fewer audits… for now. But does this mean you're in the clear to take more risks on your taxes?

On today's episode, we're diving into what these IRS cuts really mean for you, how to stay out of trouble, and why playing it smart now could save you from a nightmare audit years down the road. Let's talk all things IRS and how to keep your taxes stress-free.

Today, we're talking about what every kid and teen should know about personal finance—starting with the basics: What is money? Why should you save? And how can just $100 grow into thousands over time?

Today, kids are flooded with flashy social media influencers pushing get-rich-quick schemes—so how do we convince them that slow, steady investing is actually the best path to wealth? We'll break it all down, plus share real strategies for saving, investing, and setting up accounts like Roth IRAs and custodial investments to make money work for you.