High income and busy – those two ER doc characteristics make hiring financial help a common and reasonable decision. But it's for those same reasons ER docs have a target on their back when it comes to financial solicitation. And not all sources of solicitation are the same; there are landmines out there that should be avoided at all costs.

One such landmine you'll hear us frequently bring up is universal life insurance. On today's episode, we'll get into more of the math involved in these policies which will hopefully paint a vivid picture of the turmoil these policies can cause on finances.