The time has finally come – student loan payments are officially commencing. And while we hoped a major legislative change would kick the can further down the road or eliminate the debt altogether, unfortunately, that hasn't happened. With that said, there are some major updates that need to be considered that just went into effect.

This is why today's episode is a must-listen; we'll go over Biden's SAVE Plan option, some ER doc-specific math and case studies of when refinancing debt or hopping on (or switching) to an income-based repayment option may make sense, and finally end with some important deadlines you'll want to make sure you are aware of.