Melinda Zabritski, Head of Automotive Financial Insights for Experian Automotive joins the show today to talk about the dynamic shifts in EV ownership trends, facing a notable tilt toward leasing, especially among non-luxury models. This surge in preference is fueled by appealing tax incentives (for now!) and lower monthly payments, making EVs more accessible. In 2024 there was a slight decline in buyers' credit scores and the allure of electric vehicles continues unabated, thanks to financial strategies like lease buyouts, driving a rapid expansion in the used EV market. Melinda also explains that major players like Carmax and Carvana are leading the charge in used EV financing, highlighting a growing consumer preference for affordability. As we accelerate into 2025, these trends underscore many of the changes happening in the EV market, marking a decisive era of growth and accessibility.

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Check out Experian's EV Resource Page for all things electric vehicle data:

https://www.experian.com/automotive/ev-resource-center?cmpid=EVS_for_Everyone

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This episode is sponsored by Experian. Experian is a global data and technology company, powering opportunities for people and businesses around the world. Experian helps to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using their unique combination of data, analytics and software. Learn more at https://www.experian.com/automotive/ev-resource-center?cmpid=EVS_for_Everyone

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Connect with Elena:

https://evs4everyone.com/

https://www.linkedin.com/in/elenaciccotelli/

Let's talk on X:

https://twitter.com/EVs_forEveryone

Are you connected with the show on LinkedIn?

https://www.linkedin.com/company/the-evs-for-everyone-podcast/

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Connect with Melinda Zabritski on LinkedIn: http://linkedin.com/in/melinda-zabritski-3951834