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đź’ˇValuations: one of the most misunderstood parts of the property game.
âś… Banks use settled sales, not recent ones
✅ Valuers & agents don’t “negotiate”
✅ You can request another valuation (just don’t expect the first one to change!)
In fast-moving markets, this can make or break a deal — especially with off-the-plan or auction sales.
If your valuation falls short, talk to your broker early. And remember: the bank always lends against the lower of the contract price or the valuation.
#RealEstateTips #ValuationInsights #HomeBuyingJourney #PropertyAdvice #LoanTips #MarketEducation #NovakProperties #HomeLoanHelp
By Mark Novak, Lisa Novak, Billy Drury, Michael Burgio, Cleo Whithear, Stankovic, Stevan Bubalo, Bidhan Shrestha, Thomas Sims, Jonathan Vescio, Harry Lorcas, Josh Wapshott and guests5
11 ratings
đź’ˇValuations: one of the most misunderstood parts of the property game.
âś… Banks use settled sales, not recent ones
✅ Valuers & agents don’t “negotiate”
✅ You can request another valuation (just don’t expect the first one to change!)
In fast-moving markets, this can make or break a deal — especially with off-the-plan or auction sales.
If your valuation falls short, talk to your broker early. And remember: the bank always lends against the lower of the contract price or the valuation.
#RealEstateTips #ValuationInsights #HomeBuyingJourney #PropertyAdvice #LoanTips #MarketEducation #NovakProperties #HomeLoanHelp

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