It's often the case that people are short-sighted with their retirement. The focus is on getting "to retirement" (saving and accumulating), but not necessarily how to get "through retirement." That has its own layers, such as: How will you acquire money in retirement? From what accounts? In what order? Where will you be living in retirement? Spousal income? Social Security? You can quickly see there are dozens of variables at play.

On today's episode, we'll discuss Shohei Ohtani's MLB contract and make parallels with ER doc's deferring income – both in qualified and non-qualified ways.