Tracy Keogh, Chief Human Resources Officer at HP, dishes on how to climb the ladder, negotiate, get better opportunities at work, and increase your earning power. She offers us all a mini-course in some of her favorite negotiating tactics, including how to create a term sheet, how to ask for an off-cycle review to get a bump sooner than expected, and how to avoid negotiating against yourself. In Mailbag, where to get the best returns when you invest and the importance of having a diversified portfolio.