Student loans — especially under income-driven repayment (IDR) plans — continue to be one of the most asked-about topics among ER docs. With all the recent changes, pauses, and legal uncertainty, figuring out what to do next has become increasingly difficult.

We’re recording this episode to help break down the latest updates, including the major change as of February 21st that halted all IDR applications, and to answer some of the most common questions we’ve been hearing. If you’re pursuing PSLF, on SAVE, PAYE, or just trying to make sense of it all — this episode’s for you.