Planning to retire before age 59.5? Most ER Docs are. But have you thought of where you will withdraw money from before you hit the IRS’ definition of “retired” at 59.5?

You’ll have put lots of effort into accumulating assets to gain financial independence. An equal amount of effort has to go into deploying the strategy for withdrawing from your assets. And there’s a lot to consider: different account types, taxes, penalties, and capital gains. Getting clear and planning for this strategy is paramount ahead of time.