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(01:25) Setting up the conversation and biblical foundation

(06:42) Practical steps to develop a church budget

(11:08) Steps to take when your church doesn’t meet budget

(18:58) Creative ways to meet shortfalls while not compromising mission

(24:45) When pastors disagree on spending categories

(31:17) When the pastor’s salary is being questioned

(36:20) An encouragement to pastors when money is tight

(39:00) Final word and prayer