In this episode of CRYPTO 101, brought to you by eToro, we sit down with Alex Mashinsky, CEO and founder of Celsius Network, the preeminent crypto lending and borrowing platform. Celsius Network lets you earn interest on your crypto and instantly borrow against it and never charges a fee. In this episode, we do a deep dive on the mechanics at play when interest rates are determined, how the Federal Reserve really works, his vision for the future of banks, and where he sees the industry going in the next few years. Alex invented VoIP (Voice over Internet Protocol), which is the technology underpinning applications like Zoom and Skype. He shares stories from that time of his life, and how telecoms reacted to the technology. He sees lots of parallels with the current revolution happening in the blockchain industry, coining a new term: MoIP (Money over Internet Protocol).

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