HerMoney with Jean Chatzky

Ep 514: Why Every Woman Needs a “F*ck Off Fund” — And How It Evolves as You Age


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What does financial freedom really mean? Not just a healthy retirement account or a growing investment portfolio, but the ability to walk away from a situation that isn’t right. To say no. To have choices.

In this episode, Jean sits down with writer and speaker Paulette Perhach, whose essay about building a “F*ck Off Fund” has resonated with women for nearly a decade. Together, they explore how financial independence evolves over a lifetime, from the early years of building an emergency cushion to the later years of protecting your retirement, your relationships, and your sense of agency.

In this episode, we discuss:

  • What a “F*ck Off Fund” really is,  and why it doesn’t have to be a huge number to change your life
  • Why financial independence is about more than money
  • The power of small boundaries and everyday decisions
  • How to talk to daughters, nieces, and younger women about money 
  • Why many women still feel financially fragile, even when they’re doing everything “right”
  • How financial independence evolves as you approach retirement
  • Resources Mentioned in This Episode

    Join InvestingFixx (HerMoney’s twice-monthly women’s investing club)

    Switch: How to Change Things When Change Is Hard 

    The Paradox of Choice

    Learn more about your ad choices. Visit megaphone.fm/adchoices

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    HerMoney with Jean ChatzkyBy Jean Chatzky Her Money

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