Our Medicare Advantage Minute illustrates a trend responsible for much of the dramatic growth of Advantage plans: Large companies refusing promised retiree benefits if the retiree elects original Medicare rather than a Medicare Advantage plan.

Florida: Let's do the Medicare supplement math: Illustrating the potential savings and very limited additional risk of choosing HDG over Plan G.

The premium savings will defray most, if not all, of the Medicare deductible and coinsurance.

Finally, Medicare supplement (Medigap) plans may be changed any time of the year. Some states make it easier than others.

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