Schwab shenanigans, Gift of College x Kudos plays, Pepper changes, US Bank & BofA bonuses, Hyatt spend unicorns, P4 growing pains, Black Friday madness, 2024 churning surveys, and much more!

• (03:20) - Brokerages
• (05:35) - Credit Cards
• (15:42) - Banks
• (28:00) - Gift Cards
• (43:55) - Discounts & Freebies
• (54:47) - Final Tally

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