If you fail to plan, you plan to fail. That couldn’t be truer when it comes to imagining your retirement. ER Docs get so busy and caught up in the day-to-day grind that it can be difficult to find time to envision a reality, perhaps 10, 20, or 30 years away. But thinking about it and discussing it can actually provide comfort and motivation in the present.

On today’s episode, we’ll evaluate what “retirement” or “financial independence” means for different people and discuss why having a plan, even if that plan changes over time, is the best way to buffer yourself against all future uncertainties.