In our first full-length episode, Lenny Giltman, Chief Credit Officer at Kroll Bond Rating Agency (KBRA), joins us to discuss his experience at KBRA. We go over the role of the ratings legal department at KBRA, the importance of legal review in credit analysis, Lenny’s background in legal and how it informs his new position as Chief Credit Officer, the asset classes KBRA is most active in, how KBRA is distinguished from other ratings agencies and the obstacles it faces in building its market share, how it has responded to the increased focus on ESG risk and more.