Dr. Stephanie Pearson, a former OB-GYN who suffered a career-ending injury, discusses her journey of navigating disability insurance claims. She shares her personal experience of battling a torn labrum, a frozen shoulder, and the emotional toll of being denied coverage for work-related injuries. Dr. Pearson's determination to educate and advocate for physicians' disability insurance needs led her to become an insurance broker. The conversation delves into the historical approach to mental health coverage for physicians, the changes in recent years, and the challenges physicians face when seeking mental health support and coverage.

Bio / Links:

Stephanie Pearson, MD, FACOG, is a board-certified OB/GYN and a licensed broker specializing in disability and life insurance for physicians. Injured in the prime of her career as an OB/GYN, Stephanie was forced to pivot; through her own firsthand experience, she found a new calling in advocating for and educating her peers on their insurance needs. Stephanie's goal is to empower others to protect their most valuable asset: their ability to earn income. As a speaker, Stephanie combines her hard-won insurance expertise with her personal experience to address the physical and mental impact of physician disability, emphasizing the importance of proper coverage. Stephanie's background includes 9 years of medical practice after receiving her M.D. from Drexel Universities MCP/ Hahnemann College of Medicine (now Drexel University College of Medicine), and completing a residency at Pennsylvania Hospital. She currently lives in Bryn Mawr, Pennsylvania with her husband, their two children, and dogs.

[email protected]

www.pearsonravitz.com

https://www.linkedin.com/in/stephaniepearsonmd/

https://www.instagram.com/drstephaniepearson

Show facts:

• Dr. Stephanie Pearson transitioned from being an OB-GYN to a dedicated insurance broker.
• The focus on mental health coverage for physicians has significantly evolved in the last few years.
• Certain diagnosis codes, like major depressive disorder, can impact insurance coverage.
• Some women have successfully negotiated mental health coverage as part of their employment contracts.
• Efforts are ongoing to incorporate mental health education and support into physician training.

Looking for something specific? Here you go!

• [00:00:49] Dr. Pearson's journey, career-ending injury, and passion for advocating physician insurance needs.
• [00:01:42] Experience with inadequate insurance coverage and the realization of gaps.
• [00:05:00] A period of darkness and struggle with mental health challenges.
• [00:07:00] Dr. Pearson's transition to becoming a passionate advocate and advisor for physicians' insurance needs.
• [00:08:00] Evolution of mental health coverage in disability insurance, factors contributing to change.
• [00:13:00] Challenges and unique considerations when providing mental health coverage for physicians.
• [00:17:00] The importance of early coverage to address potential future mental health needs.
• [00:20:00] Balancing accurate documentation with protecting physicians' mental health records.
• [00:23:00] The role of healthcare institutions in supporting mental health for physicians.
• [00:25:00] Advocacy efforts to address mental health-related questions in licensing and insurance.
• [00:30:00] Recommendations for institutions, organizations, and associations to promote mental health awareness and support.

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Please note: The content shared on the podcast is for informational purposes only and should not be considered individualized financial advice. It is essential to consult with professionals such as accountants, financial advisors, or attorneys to receive personalized guidance based on your specific needs.