Welcome to Mom Keys to Mental Peace—I'm your host, Tari Butler. In this episode, "Navigating Credit: Biblical Perspectives on the Pros and Cons of Debt," we dive into the world of credit from a biblical standpoint. Discover how Scripture, like Proverbs 22:7 and Psalms 37:21, guides us in understanding the responsibilities and pitfalls of borrowing.

We’ll unpack key statistics—such as the U.S. credit card balance reaching $1.2 trillion—and discuss what these figures mean for everyday financial decisions. Learn about the benefits of credit, like building a solid credit history and accessing emergency funds, as well as the risks of high interest rates, debt accumulation, and the stress that can come with overspending.

Join us as we explore:

• The biblical foundation of credit and debt
• Practical tips for discerning good credit from bad credit
• How to navigate credit wisely and protect your financial well-being
• Lessons for parents on teaching teenagers about responsible credit use
• And, a word of hope that encourages a balanced, God-honoring approach to all financial decisions

Ready to level up your financial wisdom God's way? Tune in, share your experiences, and join our community as we seek mental peace and financial integrity together!

Resources Mentioned in the Show:

• 3 Budget Templates: https://bit.ly/4jLqfr2 
• Dasha Kennedy-The Broke Black Girl: https://bit.ly/4blUWzu
• Selma-B**** I’m Budgeting: https://bit.ly/4bq4GbN

Lets Connect:

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Prayer of Salvation

If you’re ready to invite Jesus into your heart and begin a new life in Him, please pray this prayer with me:

"Dear God, I come to You in the name of Jesus. I admit that I am a sinner and I ask for Your forgiveness. I believe that Jesus Christ is Your Son, and that He died for my sins and rose from the dead. I turn from my sins and invite You to come into my heart and life. I want to trust and follow You as my Lord and Savior. Thank You for loving me and giving me eternal life. In Jesus’ name, I pray. Amen."

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