The Recalibration

Ep365D: Can I Invest With My 401k/IRA?


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Key points:

  • Yes, you can invest in real estate through your 401(k) or IRA using a self-directed account. This opens up your retirement savings to a wider range of investment options beyond traditional stocks and bonds.


  • However, it's not always straightforward. Whether you can use your current employer's retirement plan for self-direction depends on various factors, like vesting status and company policies.


  • Be wary of companies making it difficult to self-direct. They may benefit from managing your funds and may not actively encourage exploring other options.


  • It's crucial to do your research and understand the specific rules for your plan


  • Julie offers support and resources. She can connect you with professionals who specialize in self-directed IRAs and answer your personalized questions.


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The RecalibrationBy Julie Holly

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