On the TarHeal Podcast with Dr. Sara Helvey, she interviews Dr. Disha on her non-traditional path to becoming a physician and her remarkable financial transformation. After moving to the United States from India and facing significant financial challenges, Dr. Disha learned the importance of budgeting and investing.

She shares practical tips on creating a budget, the different types of budgeting methods, and the importance of involving partners in financial planning. Dr. Disha emphasizes the power of compounding and how even small savings can grow significantly over time.

Her story is a reminder that financial freedom is achievable with discipline, planning, and mindful spending.

EPISODE HIGHLIGHTS

[00:02:00] - Dr. Disha discusses her early career financial challenges and lifestyle inflation.

[00:03:00] - Dr. Disha describes steps taken to regain financial stability and pay off debts.

[00:06:00] - Dr. Disha talks about shifting the perspective on budgeting to see it as empowering.

[00:08:00] - Dr. Disha explains different budgeting methods like zero-based and proportional budgeting.

[00:11:00] - Dr. Disha highlights the importance of family budgeting and involving partners.

[00:13:00] - Dr. Disha emphasizes tracking spending and identifying areas of overspending.

[00:15:00] - Dr. Disha recommends budgeting apps like YNAB and discusses their benefits.

[00:25:00] - Dr. Disha discusses responsible credit card use to build credit and earn rewards.

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👋 This episode is sponsored by PearsonRavitz – helping physicians safeguard their most valuable assets.

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Also sponsored by Equity Multiple - EquityMultiple brings you streamlined access to transformative real estate, starting with just $5k. Get started at equitymultiple.com.

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If you enjoyed the show, find and follow Dr. Disha everywhere else:

Twitter

Website

Facebook

The Frugal Physician's Facebook Group

YouTube

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Please note: The content shared on the podcast is for informational purposes only and should not be considered individualized financial advice. It is essential to consult with professionals such as accountants, financial advisors, or attorneys to receive personalized guidance based on your specific needs.