Welcome back to the Finding Financial Freedom Podcast with Dr. Disha Spath. Today we interviewed Kristin Wade, a registered nurse turned certified budget coach, to discuss how zero-based budgeting can transform your finances. In 2023, Kristin began working for MyBudgetCoach to help the world fall in love with budgeting. She trains and supports coaches to scale their businesses effectively.

In this episode, Kristin shares her own journey from struggling with money to achieving financial stability—and how this budgeting method helped her break free from the paycheck-to-paycheck cycle. Kristin dives into the biggest financial challenges professionals face, the missing pieces in financial education, and how aligning your budget with your values can bring more freedom, stability, and control over your financial future.

Key Topics Covered:

1. Why So Many People Struggle with Money

• Common financial pitfalls, even for high earners.

2. Kristin's Journey from Nurse to Budget Coach

• How taking control of her finances changed her life.

3. The Biggest Gaps in Financial Education

• What most people never learn about managing money.

4. How Zero-Based Budgeting Works

• A simple but powerful system to take full control of your income.

5. Budgeting for Life's Priorities

• How Kristin balanced financial goals while raising a family.

6. Spending with Purpose

• Why budgeting isn't about restriction—it's about freedom and choice.

Resources Mentioned:

• My Budget Coach
• Good Energy by Casey Means
• Fiscal Bliss Financial Coaching

Listener Takeaways:

• How to stop living paycheck to paycheck using zero-based budgeting.
• The key financial mistakes holding people back—and how to fix them.
• Why most of us never learn proper money management (and what to do about it).
• How aligning your budget with your values can bring stability and peace of mind.

Connect with Us:

• Host: Dr. Disha Spath, The Frugal Physician

• Guests: Kristin Wade, Head of Engagement at MyBudgetCoach

If you're ready to take control of your money and build a secure financial future, this episode is a must-listen!

This episode is sponsored by

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