It's tax season, and co-host Sandy Block explains why taxpayers should file sooner rather than later. Then, she and fellow co-host Ryan Ermey discuss holiday debt hangover and share more wacky PR pitches. This leads the pair to dish on virtual pawn shops and meaningless market indicators.

Links: The dangers of deferred rate credit cards: www.kiplinger.com/artic...b.html Top rewards cards: www.kiplinger.com/article/credit/T016-C000-S002-new-perks-for-a-top-rewards-card.html Best balance-transfer cards: www.creditcards.com/balance-transfer/ Tax forms you’ll need to file your return: www.kiplinger.com/article/taxes/T056-C001-S003-tax-forms-you-need-to-file-your-return.html What to do if someone files a tax return in your name: www.kiplinger.com/artic...n.html IRS Free File: www.irs.gov/filing/free-file-do-your-federal-taxes-for-free