On today's episode of the Our 2 Cents podcast, Steve and Gabriel are talking about the world of Required Minimum Distributions (RMDs). They're here to help you understand the reasons behind the mandatory withdrawals from your retirement savings, strategies to avoid major tax issues, and why it is so important to plan in advance for them.

1. Gabriel's Quotes of the Month:
   • "You're never too old to set another goal or to dream a new dream" - Les Brown
   • "Don't simply retire from something, have something to retire to" - Harry Emerson Fosdick
   • "The person who doesn't know where his next dollar is coming from usually doesn't know where his last dollar went" - Unknown
2. Demystifying RMD's - The Basics:
   • What is an RMD?
   • Is there anything I can do to avoid having to take them?
   • What type of accounts do I have to take them from?
   • At what age do I have to begin taking them?
   • Can I take RMDs from multiple accounts?
   • If I don't need the RMD, what can I do with the money?
   • How can I avoid big tax issues with proper planning?