Long-term care insurance can be complex, and some people may not fully understand what is covered and what is not. Policies vary widely, and individuals may be unsure if the coverage is worth the cost. On today's podcast, Steve and Gabriel are sharing some must-know stats about long-term care to help you make more informed decisions.

1. Must-Know Long-Term Care Statistics:
   • Usage of Long-Term Care: The percentage of people who will need long-term care in their lifetime, including paid services, nursing care facilities, and more.
   • The Role of Dementia: The prevalence of Alzheimer's disease or other forms of dementia, specifically for those in nursing homes.
   • The Cost of Care: Estimated lifetime costs of care for various care needs.
   • Long-Term Care Insurance: Polices are changing these days, how in-demand are they, and are they worth it?
2. Getting to Know Steve and Gabriel:
   • What's a small thing that makes your day better?
   • What was your favorite age growing up?