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In this episode of ChildCare Conversations, Kate and Carrie discuss the complexities of insurance for childcare programs with Blake, an insurance professional. They delve into the necessity of accurate insurance coverage, considering the increased construction and materials costs over time. Blake advises on the importance of general liability, abuse, molestation coverage, professional liability, and auto policies, including hired and non-owned auto coverage. He also highlights how licensing deficiencies can affect insurance rates and the value of contesting unfounded deficiencies. The conversation covers the impact of COVID-19 on insurance rates, the significance of business interruption insurance, and the need for employment practices liability insurance. The episode underscores the importance of understanding and maintaining proper insurance to protect childcare programs financially.

Blake Sanders
Aleaf Insurance - National coverage 
Phone: (972) 232-2258

Child Care Division:
Phone: (972) 312-9999
https://www.aleafinsurance.com/child-care

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