Hosts Sandy Block and Ryan Ermey are joined by longtime Kiplinger contributor Kim Lankford to discuss how to ensure your home is protected if a natural disaster hits. The pair also explains why college-branded debit cards aren't a smart move.

—LINKS— The college debit card trap: www.kiplinger.com/article/credit/T042-C000-S002-the-college-debit-card-trap.html; Best banks for families with students: www.kiplinger.com/slide...x.html; Are you covered for the next natural disaster? www.kiplinger.com/artic...r.html; A better way to tell a correction from a bear market? www.kiplinger.com/artic...t.html