Sandy and Ryan interview Senior Associate Editor (and investing maven) John Waggoner on all things interest rates. The hosts come up with ways for you to avoid surprise fees during holiday travel. Sandy explains to Ryan, like he's 5, the ins and outs of traditional and Roth 401(k)s.

Links:

Save on travel: https://www.kiplinger.com/slideshow/spending/T059-S001-secrets-to-save-money-on-travel/index.html

Avoid pesky fees: https://www.kiplinger.com/slideshow/spending/T063-S002-how-to-avoid-paying-pesky-fees/index.html

Rental cars: https://www.kiplinger.com/article/cars/T059-C000-S002-the-worry-free-way-to-rent-a-car.html

Hotel insider story (sorry, Jacob!): https://www.kiplinger.com/article/spending/T059-C011-S002-save-at-hotels.html

Why interest rates matter: https://www.kiplinger.com/article/investing/T019-C000-S002-why-interest-rates-matter.html

Roth 401(k) limits for 2018: https://www.kiplinger.com/article/retirement/T001-C000-S003-roth-401-k-contribution-limits-for-2018.html