Today we put variable annuities under a microscope. When someone wants to gain the advantages of the stock market yet still have some guarantees, is a variable annuity the route to go? Next we cover some estate planning essentials. Can you keep your assets out of the courts and away from probate? Estate planning is one of the items that should be definitely be on your list of planning areas to review! Plus, Join Us for a Listener Question: "My long term care policy says it will pay out a maximum of $250,000 during my lifetime. Is that enough coverage?" (Robert from Deerfield) Tune in now to join us for this discussion!