Kiplinger.com investing guru Kyle Woodley rejoins the show to highlight the market's best lesser-known exchange-traded funds. Sandy and Ryan review leftover ramifications of the SECURE Act, and the pair dish on student loan and prescription drug shipping. --LINKS-- SECURE Act: https://www.kiplinger.com/article/retirement/T064-C032-S014-pros-cons-and-possible-disasters-after-secure-act.html ; 20 ETFs for 2020: https://www.kiplinger.com/slideshow/investing/T022-S001-the-20-best-etfs-to-buy-for-a-prosperous-2020/index.html; Kiplinger's special report on student loans: https://www.kiplinger.com/fronts/special-report/student-loans/index.html; Pay for pricey prescriptions: https://www.kiplinger.com/article/insurance/T027-C047-S002-how-to-pay-for-pricey-prescriptions.html; WebMD on Canadian meds: https://www.webmd.com/healthy-aging/features/letter-and-spirit-of-drug-import-laws; Consumer Reports on Canadian meds: https://www.consumerreports.org/drug-prices/cheaper-meds-from-canada/