Ryan and Sandy welcome Bankrate's Greg McBride for a discussion on the repercussions of a prolonged period of low interest rates. Ryan recommends mutual funds that hold up during down markets, and Sandy tells you which tax documents to hang onto.

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An earlier take on down market funds: https://www.kiplinger.com/slideshow/investing/T041-S002-5-great-funds-to-protect-yourself-in-down-markets/index.html; Kiplinger's interest rate forecast: https://www.kiplinger.com/article/business/T019-C000-S010-interest-rate-forecast.html; Why did the Fed cut interest rates? https://www.kiplinger.com/article/investing/T038-C008-S001-why-did-the-fed-cut-rates-to-near-zero.html; Why interest rates matter: https://www.kiplinger.com/article/investing/T019-C000-S002-why-interest-rates-matter.html; Best online savings accounts, per Bankrate: https://www.bankrate.com/banking/savings/rates/; How long should you keep tax records" https://www.kiplinger.com/article/taxes/T056-C005-S001-how-long-should-you-keep-tax-records.html