Ryan and Sandy interview Policygenius CEO and cofounder Jennifer Fitzgerald on shopping strategies for life insurance policies. Sandy fills you in on pandemic-related fees, and Ryan explains changes to the Dow Jones Industrial Average.

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Fannie and Freddie pushing Covid refi fee to December: https://www.americanbanker.com/news/fannie-and-freddie-pushing-covid-refi-fee-to-december; How to shop for life insurance: https://www.kiplinger.com/article/insurance/t034-c000-s002-how-to-shop-for-life-insurance.html; Compare and buy life insurance policies online: https://www.policygenius.com/; The Dow announces biggest shake-up since 2013: https://www.kiplinger.com/investing/stocks/blue-chip-stocks/601288/dow-jones-industrial-average-crm-amgn-hon-xom-pfe-rtx; Apple's stock split could dampen the Dow: https://www.kiplinger.com/investing/stocks/blue-chip-stocks/601159/apples-stock-split-dow-jones-industrial-average