In this episode we talk about scenarios where it makes more sense to pay off your student loans as opposed to aiming for forgiveness.

EPISODE RESOURCES

Repayment Scenarios

And if you haven't already, sign up for our email list at escapestudentloandebt.com!

For a brief period of time, the government let couples take out the dumbest student loans of all time ... spousal consolidation loans.

In this episode we talk about the hell these loans caused, what they are and aren't eligible for in terms of forgiveness, and how to get rid of them once and for all.

EPISODE RESOURCES

Joint Consolidation Separation Act

PSLF for Consolidated Loans

How to contact the Ombudsman

And if you haven't already, join our email list at escapestudentloandebt.com!

The IDR Waiver has been extended!

In this episode we cover why certain borrowers should consolidate ... even if they DON'T have to.

EPISODE RESOURCES

Waiver Extension Details

And if you haven't already, join our email list at escapestudentloandebt.com!

In this episode, we give tips for how cosigners can get their name removed from private student loans, AND how parents can refinance Parent PLUS loans into the name of their child.

EPISODE RESOURCES

Parent PLUS Refinancing Lenders

Lenders with Cosigner Release 

And if you haven't already, join our email list at escapestudentloandebt.com!

Join us as we share some end of the year tips to maximize your federal student loans!

And if you haven't already, join our email list at escapestudenloandebt.com!

In this episode we walk you step by step through using a paper Direct Consolidation Loan application to pursue the Double Consolidation loophole for Parent Plus loans.

Using this loophole before it expires in July of 2025 can turn Parent Plus Loans, which are only eligible for one Income Driven Repayment plan - the Income Contingent Repayment plan - into a Direct Consolidation loan that is eligible for any repayment plan.

EPISODE RESOURCES

Direct Consolidation Loan Application

Income Driven Repayment Plan Application

Consolidation Instructions + Loan Codes

Student Loan Servicer Contact Info

And if you haven't already, sign up for our email list at escapestudentloandebt.com!

Check out our breakdown of the Parent Plus Double Consolidation loophole that could offer huge relief to borrowers struggling with this type of student loan debt.

EPISODE RESOURCES

Direct Consolidation Loan Application

Parent PLUS Consolidation deadlines

Double Consolidation Article

YouTube video
 

And if you haven't already, join our email list at escapestudentloandebt.com!

Tune in as we cover the dangers of Parent PLUS Loans, and a limited opportunity these borrowers have to get out of harm's way!

And if you haven't already, join our email list at escapestudentloandebt.com!

In part 2 of our series on the SAVE payment plan, we cover reaasons why you WOULDN'T choose the plan.

EPISODE RESOURCES

SAVE Plan Timeline of Changes


And if you haven't already, sign up for our email list at escapestudentloandebt.com!

In this episode, we cover some of the immediate changes available through the Saving on A Valuable Education (SAVE) plan, as well as some changes due to be launched in 2024.

EPISODE RESOURCES

SAVE Plan Timeline of Changes


And if you haven't already, sign up for our email list at escapestudentloandebt.com!