While over 800,000 people just got word their student loans are being forgiven, thousands more are staring at forgiveness credits that haven't changed the way they'd hoped.

In this episode, we cover why we're experiencing these delays, and when you can expect things to change.

EPISODE RESOURCES

Sample Credit Update Letter

IDR Update Timeline

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Private student loans don't have anywhere near the flexibility offered by federal loans. So it begs the question ... why would anyone refinance?

In this episode, we tell you why.

EPISODE RESOURCES

Private Student Loan Offers

Current Federal Loan Rates

Check it out! And if you haven't already, join our email list at escapestudentloandebt.com!

In this episode, we compare federal student loans to what you'd find by refinancing with a private lender.

Check it out! And if you haven't already, join our email list at escapestudentloandebt.com!

Federal student loan interest is about to kick in for the first time in 3 years.

In this episode, we tell you how interest on student loans works in the first place. Tune in ...

EPISODE RESOURCES

Interest Capitalization

The SAVE Plan

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The Supreme Court just struck down the Biden Student Loan Forgiveness Program!

In this episode, we talk about why the rationale used to cancel the program is a key indicator of what's next for student loans, and how it impacts your student loan journey.

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A quick note ...

Having a federal student loan default is one of the worst things that can happen to your finances.

Fortunately, a TEMPORARY program will help defaulted borrowers restore their loans to good order with as little as a phone call. Check out this episode to see how

EPISODE RESOURCES

Fresh Start Program Details

https://studentaid.gov/announcements-events/default-fresh-start

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The recent negotiations that we've seen for the Debt ceiling have confirmed that there is no extension coming. Student Loan payments will restart in the fall of this year.

In this episode, we talk about how those Debt ceiling negotiations will affect your loans and how to make sure you're prepared when those payments actually do kick back in.

After months of waiting, the Department of Education has (finally) released more details about the guidelines and timeline for the enacting the Income Driven Repayment Plan Waiver.

Join us as we dig into the details of the waiver, and walk you through a sample student aid file to show how you can check your own progress towards loan forgiveness.

EPISODE RESOURCES

IDR Waiver FAQ

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As student loan guidelines change and they apply past credit to borrowers' accounts, it's important you know how to review your loan history.

In this episode, we discuss how to download and review your NSLDS data file, and easter eggs in the document that could lead to faster loan forgiveness than you think.

EPISODE RESOURCES

Student Aid Website

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