In this episode of Everyday Economics, we examine the growing squeeze on the American household as inflation pressures, rising energy prices, and higher interest rates all collide at once. Oil shocks near the Strait of Hormuz, tariff-driven price increases, and rising borrowing costs are putting pressure on businesses and consumers alike — while the Federal Reserve faces increasingly difficult choices under new Chair Kevin Warsh. 📉 In this episode: 🔹 How energy prices and tariffs are squeezing household spending power 🔹 Why businesses are being forced to choose between smaller profits or higher prices 🔹 What “margin compression” means for hiring, wages, and investment 🔹 Why mortgage rates and Treasury yields are climbing again 🔹 How inflation acts like a hidden tax on American families 🔹 Why the Fed may be running out of “clean” policy options We also break down the concept of “demand destruction,” why real disposable income is flattening, and what higher gas and grocery prices could mean for the broader economy in the months ahead. As always, Everyday Economics cuts through the headlines to explain what today’s economic shocks mean for your wallet, your job, and the future direction of the U.S. economy. ____________ 

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In this episode of Everyday Economics, we break down the growing standoff in the U.S. housing market. Inventory is rising in some cities. Prices are softening. Mortgage rates remain high. And millions of homeowners are locked into ultra-low 3% mortgages they don’t want to give up. The result? A housing market that feels frozen — with buyers waiting for prices to fall and sellers refusing to move. 🏠 In this episode: 🔹 Why homeowners are becoming “accidental landlords” instead of selling 🔹 Whether the housing market is truly broken — or simply normalizing 🔹 Why affordability is slowly improving despite high mortgage rates 🔹 What cities like Austin, Raleigh, Phoenix, and San Antonio reveal about inventory and prices 🔹 Why more housing supply could still be the key to fixing affordability We also examine the debate around rising delinquencies, falling prices in some markets, and why economists say the biggest issue may not be demand — but the lack of homes actually available for sale. As always, Everyday Economics cuts through the headlines to explain what the latest housing data means for your wallet, your mortgage, and the future of homeownership in America. 

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In this episode of Everyday Economics, we take a closer look at one of the most overlooked drivers of America’s housing affordability crisis: government policy. Homebuilders say government fees, permitting costs, and local regulations are adding tens of thousands — even more than $100,000 — to the cost of a new home before construction even begins. We unpack where those costs come from, how they affect buyers, and why housing shortages are often the result of policy decisions rather than market failures. 🏠 In this episode: 🔹 Why government fees can add over $140,000 to the cost of a new home 🔹 How zoning laws, permitting delays, and regulations reduce housing supply 🔹 Why builders aren’t producing enough homes to meet demand 🔹 How tax policy and migration patterns are reshaping housing markets 🔹 Why affordability challenges are often created by local government decisions We also explore how policy changes in states like California, New York, and New Jersey are driving migration and putting pressure on nearby housing markets — and what that means for home prices in 2026. As always, Everyday Economics breaks down the data behind the headlines so you can better understand what’s happening with housing, affordability, and your financial future. 

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In this episode of Everyday Economics, we break down what the latest consumer spending and housing data are really telling us about the state of the U.S. economy. Retail sales rose in March and pending home sales posted one of their strongest months in years — but beneath the surface, the picture is more fragile than the headlines suggest. Inflation is still eating into household budgets, higher gas prices are squeezing consumers, and signs of financial strain are beginning to show. 📈 In this episode: 🔹 Why rising retail sales may not mean stronger consumer demand 🔹 How inflation is masking weakness in real consumer spending 🔹 Why pending home sales jumped despite affordability challenges 🔹 What improving housing inventory means for buyers in 2026 🔹 How oil prices and household debt could reshape the second half of the year As always, Everyday Economics cuts through the noise to explain what the latest economic data means for your wallet, your mortgage, and the months ahead. 

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In this episode of Everyday Economics, we break down the economic reality behind billion-dollar data center deals — and why the headline investment numbers may not mean what taxpayers think they do. States across the country are offering massive tax incentives to attract data centers, AI infrastructure, and other large-scale tech projects. Governors call it economic development, but does the math actually work? We take a closer look at the promises behind these deals: the temporary construction jobs, the long-term employment projections, and the real taxpayer cost behind the incentives. While the projects may sound transformative, the long-term economic benefits may be far smaller than advertised. In this episode: 💰 Why states offer massive tax breaks for data centers 🏗️ The difference between headline investment and real job creation 📉 Why many subsidy deals fail to deliver returns for taxpayers 🤔 The key question states should ask before approving billion-dollar incentives As the race to attract data centers accelerates, taxpayers deserve to know whether these deals create lasting value — or just bigger headlines. Subscribe for more economic analysis that breaks down what the numbers really mean for your wallet. 

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In this episode of Everyday Economics, we break down the chain reaction starting at the gas pump—and how it’s quietly working its way through the entire economy. March inflation data shows prices rising again, driven largely by a sharp spike in gas prices. But this isn’t typical inflation. It’s a supply shock, and that changes everything. The Federal Reserve has limited tools to respond, and the consequences are already showing up in higher mortgage rates and growing pressure on household budgets. We also take a closer look at the housing market. Despite rising costs and slowing wage growth, activity hasn’t collapsed—but warning signs are building. First-time buyers are stretched, hiring is slowing, and confidence is weakening.

 In this episode:

Why gas-driven inflation is different—and harder to control. How rising energy prices impact interest rates and mortgages. What the latest data says about housing market resilience. Why economic uncertainty could stall home buying in 2026 If energy prices stay elevated, the effects could ripple far beyond the pump—impacting everything from home affordability to long-term financial decisions. 

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Join economist Dr. Orphe Divounguy and Chris Krug as they discuss the Job Market on this episode of Everyday Economics! Everyday Economics is an unrehearsed, free-flow discussion of the economic news shaping the day. The thoughts expressed by the hosts are theirs, unedited, and not necessarily the views of their respective organizations.

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Join economist Dr. Orphe Divounguy and Chris Krug as they discuss the Housing Market on this episode of Everyday Economics! Everyday Economics is an unrehearsed, free-flow discussion of the economic news shaping the day. The thoughts expressed by the hosts are theirs, unedited, and not necessarily the views of their respective organizations. Support this podcast: https://secure.anedot.com/franklin-news-foundation/ce052532-b1e4-41c4-945c-d7ce2f52c38a?source_code=xxxxxx

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Join economist Dr. Orphe Divounguy and Chris Krug as they discuss the Hidden Economic Squeeze on this episode of Everyday Economics! Everyday Economics is an unrehearsed, free-flow discussion of the economic news shaping the day. The thoughts expressed by the hosts are theirs, unedited, and not necessarily the views of their respective organizations.

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Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Join economist Dr. Orphe Divounguy and Chris Krug as they discuss the Job Market on this episode of Everyday Economics! Everyday Economics is an unrehearsed, free-flow discussion of the economic news shaping the day. The thoughts expressed by the hosts are theirs, unedited, and not necessarily the views of their respective organizations.

Support this podcast: https://secure.anedot.com/franklin-news-foundation/ce052532-b1e4-41c4-945c-d7ce2f52c38a?source_code=xxxxxx

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