Expat Mortgage Podcast

In Episode 16 of the Expat Mortgage Podcast, host Jeremy Harper is joined by Daniel Stocco from Quixley Real Estate to unpack what’s really happening in Melbourne’s property market.

They explore shifting buyer demand across inner-north suburbs, the emergence of a “K-shaped” market, and how affordability pressures and tighter lending conditions are influencing purchasing behaviour.

The conversation also dives deep into Victoria’s latest rental reforms, including changes to evictions, rent increases, minimum standards, and tenant application rules — and what these mean for landlords, particularly Australian expats investing from abroad.

To close, Jeremy and Daniel discuss current finance conditions, rising borrowing constraints, and whether Melbourne represents a buying opportunity or a market to wait on.

A practical, on-the-ground update for expats, investors, and property owners navigating a rapidly changing market.

Relevant Links:


• Quixley Real Estate - https://www.quixley.com.au/

• Upcoming events and webinars - atlaswealth.com/events/

• Order your copy of the The Expat's Handbook - atlaswealth.com/resources/the-exp…working-overseas/


• Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum


• Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast


• Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/


• Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast

If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below.

About Atlas Wealth Group:


Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey.

To learn more, visit www.atlaswealth.com

Connect with us:


Facebook: www.facebook.com/atlaswealthmgmt


LinkedIn: www.linkedin.com/company/atlas-wealth-management


X: www.x.com/atlaswealthmgmt


Instagram: www.instagram.com/atlaswealthgroup


Youtube: www.youtube.com/atlaswealthmgmt

With the Australian Federal Budget fast approaching, uncertainty is building across the property market — especially for expats.

In this episode of the Expat Mortgages Podcast, Atlas Wealth Group’s Jeremy Harper and James Ridley break down the latest developments, including proposed changes to capital gains tax (CGT), potential limits to negative gearing, and how rising interest rates are impacting borrowing capacity.

If you’re an expat considering investing in Australian property, this episode cuts through the noise and focuses on what actually matters.

Relevant Links:


• Upcoming events and webinars - https://atlaswealth.com/events/

• Order your copy of the The Expat's Handbook - atlaswealth.com/resources/the-exp…working-overseas/


• Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum


• Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast


• Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/


• Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast

If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below.

About Atlas Wealth Group:


Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey.

To learn more, visit www.atlaswealth.com

Connect with us:


Facebook: www.facebook.com/atlaswealthmgmt


LinkedIn: www.linkedin.com/company/atlas-wealth-management


X: www.x.com/atlaswealthmgmt


Instagram: www.instagram.com/atlaswealthgroup


Youtube: www.youtube.com/atlaswealthmgmt

In episode 14 of the Expat Mortgage Podcast, Navigating the Perth Property Market, host Jeremy Harper is joined by Adi from Folk Buyers Agency. They deep dive into the Perth property market and what it means for Australian expats looking to invest.

Jeremy and Adi explore the rapid growth across Perth, with median house prices surpassing $1 million, strong rental yields, and continued demand driven by affordability and limited supply. The conversation highlights how quickly properties are moving, the importance of pre-approval in a competitive market, and the increasing role of off-market opportunities for expat buyers.

The episode also covers key suburb trends, investor strategies, and the impact of rising interest rates on buyer sentiment—providing practical insights for expats considering their next property move in Western Australia.

Relevant Links:


• Folk Buyers Agency - https://folkbuyersagency.com.au/

• Upcoming Singapore Masterclass event - www.eventbrite.com.au/e/singapore-ma…ff=SocialMedia


• The Expat's Handbook available for pre-order - atlaswealth.com/resources/the-exp…working-overseas/


• Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum


• Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast


• Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/


• Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast

If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below.

About Atlas Wealth Group:


Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey.

To learn more, visit www.atlaswealth.com

Connect with us:


Facebook: www.facebook.com/atlaswealthmgmt


LinkedIn: www.linkedin.com/company/atlas-wealth-management


X: www.x.com/atlaswealthmgmt


Instagram: www.instagram.com/atlaswealthgroup


Youtube: www.youtube.com/atlaswealthmgmt

In Episode 13 of the Expat Mortgage Podcast, Fuel Excise, Rates and Expat Property, Jeremy Harper and James Ridley break down back-to-back rate hikes, rising fuel costs, and the temporary fuel excise cut—and what it means for Australian expats with mortgages.

They explore how inflation is influencing interest rates, why rate cuts may not be coming soon, and what this means for borrowing and property markets. A concise update to help expats plan ahead with clarity and confidence.

Relevant Links:

• Upcoming Singapore Masterclass event - www.eventbrite.com.au/e/singapore-ma…ff=SocialMedia


• The Expat's Handbook available for pre-order - atlaswealth.com/resources/the-exp…working-overseas/


• Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum


• Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast


• Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/


• Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast

If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below.

About Atlas Wealth Group:


Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey.

To learn more, visit www.atlaswealth.com

Connect with us:


Facebook: www.facebook.com/atlaswealthmgmt


LinkedIn: www.linkedin.com/company/atlas-wealth-management


X: www.x.com/atlaswealthmgmt


Instagram: www.instagram.com/atlaswealthgroup


Youtube: www.youtube.com/atlaswealthmgmt

In Episode 12 of the Expat Mortgage Podcast - Australian Expat Q&A, hosts Jeremy Harper and James Ridley answer questions from clients and listeners on the latest Australian property and lending landscape. From the RBA cash rate at 4.10% and rapidly rising fixed rates to surging construction costs and tighter borrowing for expats, the hosts provide practical guidance to help navigate the challenges of buying, investing, or building in Australia.

Relevant Links:

• The Expat's Handbook available for pre-order - atlaswealth.com/resources/the-exp…working-overseas/

• Upcoming Seminars & Webinars – atlaswealth.com/events

• Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum

• Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast

• Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/

• Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast

If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below.

About Atlas Wealth Group:

Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey.

To learn more, visit www.atlaswealth.com

Connect with us:

Facebook: www.facebook.com/atlaswealthmgmt

LinkedIn: www.linkedin.com/company/atlas-wealth-management

X: www.x.com/atlaswealthmgmt

Instagram: www.instagram.com/atlaswealthgroup

Youtube: www.youtube.com/atlaswealthmgmt

In Episode 11 of the Expat Mortgage Podcast - Australian Economic Update, hosts James Ridley and Jeremy Harper unpack the latest RBA rate rise to 4.10% and what it signals for borrowers and investors. They explore how geopolitical tensions in the Middle East are driving inflation risks—particularly through rising energy prices—while highlighting a more divided RBA outlook, with a narrow 5–4 vote reflecting growing uncertainty. The discussion also covers mixed economic data, including rising unemployment driven by part-time job growth, shifting fixed-rate dynamics, and what expats should consider when deciding between fixed and variable loans. Ultimately, they emphasise the importance of budgeting, flexibility, and making informed financial decisions amid a rapidly changing economic environment.

Relevant Links:

• The Expat's Handbook available for pre-order - atlaswealth.com/resources/the-exp…working-overseas/

• Upcoming Seminars & Webinars – atlaswealth.com/events

• Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum

• Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast

• Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/

• Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast

If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below.

About Atlas Wealth Group:

Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey.

To learn more, visit www.atlaswealth.com

Connect with us:

Facebook: www.facebook.com/atlaswealthmgmt

LinkedIn: www.linkedin.com/company/atlas-wealth-management

X: www.x.com/atlaswealthmgmt

Instagram: www.instagram.com/atlaswealthgroup

Youtube: www.youtube.com/atlaswealthmgmt

In Season 7, Episode 10 of the Expat Mortgage Podcast, hosts James Ridley and Jeremy Harper unpack key considerations for Australian expats navigating property and finance ahead of the March RBA announcement. They discuss rising inflation driven by global energy markets, potential interest rate increases, and how proposed capital gains tax (CGT) reforms could affect investment strategies. The hosts highlight practical guidance for expats, including refinancing under debt-to-income rules, managing investment properties from abroad, and avoiding rushed decisions in response to proposed legislation. Listeners gain insights on balancing tax planning, property strategy, and long-term financial outcomes while living overseas.

Relevant Links:

• The Expat's Handbook available for pre-order - atlaswealth.com/resources/the-exp…working-overseas/

• Upcoming Seminars & Webinars – atlaswealth.com/events

• Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum

• Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast

• Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/

• Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast

If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below.

About Atlas Wealth Group:

Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey.

To learn more, visit www.atlaswealth.com

Connect with us:

Facebook: www.facebook.com/atlaswealthmgmt

LinkedIn: www.linkedin.com/company/atlas-wealth-management

X: www.x.com/atlaswealthmgmt

Instagram: www.instagram.com/atlaswealthgroup

Youtube: www.youtube.com/atlaswealthmgmt

In Season 7, Episode 9 of the Expat Mortgages Podcast, Jeremy Harper and James Ridley discuss the RBA’s February 2026 decision to raise the cash rate to 3.85% and what it means for Australian expats with mortgages or property plans in Australia.

They explain how lenders responded with higher variable and fixed rates, the impact on borrowing capacity, and the key economic forces shaping the market, including inflation pressures, strong regional property growth, rising rents, and slowing building approvals.

The episode also answers a listener question from an Australian expat working for Apple in New York about whether RSU income can be used for lending purposes when applying for a mortgage in Australia while living overseas.

Relevant Links:

• The Expat's Handbook available for pre-order - atlaswealth.com/resources/the-exp…working-overseas/

• Upcoming Seminars & Webinars – atlaswealth.com/events

• Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum

• Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast

• Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/

• Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast

If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below.

About Atlas Wealth Group:

Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey.

To learn more, visit www.atlaswealth.com

Connect with us:

Facebook: www.facebook.com/atlaswealthmgmt

LinkedIn: www.linkedin.com/company/atlas-wealth-management

X: www.x.com/atlaswealthmgmt

Instagram: www.instagram.com/atlaswealthgroup

Youtube: www.youtube.com/atlaswealthmgmt

In Season 7, Episode 8 of the Expat Mortgages Podcast, Jeremy Harper is joined by Zac Bunston, Founder of Bunston Studio, to discuss what Australian expats need to know when building or renovating property in Australia while living overseas. The conversation explores the realities of managing construction projects remotely and why success often depends on locking in the design brief early, understanding industry risks, and putting the right contracts, approvals, and safeguards in place from the start.

Jeremy and Zac dive into the current construction landscape for 2025–2026, including elevated building costs, labour shortages, builder insolvencies, and longer construction timelines. They also discuss how expats can protect themselves through proper contract structures, realistic budgeting, and clear documentation that satisfies lenders and valuers during construction finance approvals.

The episode also highlights common mistakes overseas clients make when designing projects remotely, the warning signs to watch for when selecting builders, and how changes to compliance standards such as NCC 2022 energy efficiency requirements may affect project timelines and costs. Zac shares practical advice on how expats can stay in control of their build from abroad and avoid costly redesigns, delays, and late-stage surprises.

Relevant Links:


• Bunston Studio – https://bunston.studio/

• The Expat's Handbook available for pre-order – atlaswealth.com/resources/the-exp…working-overseas/


• Upcoming Seminars & Webinars – atlaswealth.com/events


• Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum


• Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast


• Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/


• Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast

If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below.

About Atlas Wealth Group:


Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey.

To learn more, visit www.atlaswealth.com

Connect with us:


Facebook: www.facebook.com/atlaswealthmgmt


LinkedIn: www.linkedin.com/company/atlas-wealth-management


X: www.x.com/atlaswealthmgmt


Instagram: www.instagram.com/atlaswealthgroup


Youtube: www.youtube.com/atlaswealthmgmt

In Season 7, Episode 8 of the Expat Mortgages Podcast, Jeremy Harper is joined by Zac Bunston, Founder of Bunston Studio, to discuss what Australian expats need to know when building or renovating property in Australia while living overseas. The conversation explores the realities of managing construction projects remotely and why success often depends on locking in the design brief early, understanding industry risks, and putting the right contracts, approvals, and safeguards in place from the start.

Jeremy and Zac dive into the current construction landscape for 2025–2026, including elevated building costs, labour shortages, builder insolvencies, and longer construction timelines. They also discuss how expats can protect themselves through proper contract structures, realistic budgeting, and clear documentation that satisfies lenders and valuers during construction finance approvals.

The episode also highlights common mistakes overseas clients make when designing projects remotely, the warning signs to watch for when selecting builders, and how changes to compliance standards such as NCC 2022 energy efficiency requirements may affect project timelines and costs. Zac shares practical advice on how expats can stay in control of their build from abroad and avoid costly redesigns, delays, and late-stage surprises.

Relevant Links:

• Bunston Studio – https://bunston.studio

• The Expat's Handbook available for pre-order – atlaswealth.com/resources/the-exp…working-overseas/

• Upcoming Seminars & Webinars – atlaswealth.com/events

• Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum

• Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast

• Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/

• Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast

If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below.

About Atlas Wealth Group:

Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey.

To learn more, visit www.atlaswealth.com

Connect with us:

Facebook: www.facebook.com/atlaswealthmgmt

LinkedIn: www.linkedin.com/company/atlas-wealth-management

X: www.x.com/atlaswealthmgmt

Instagram: www.instagram.com/atlaswealthgroup

Youtube: www.youtube.com/atlaswealthmgmt