Welcome to the one hundred sixty ninth episode of the #ExpatChat podcast, Taxation of US Retirement Accounts. In this episode, Atlas Wealth Group’s Managing Director – APAC, James Ridley, is joined by special guest Martin Jack, Atlas Wealth’s US specialist Financial Planner, while co-host Brett Evans is away.

With US tax season underway, James and Martin unpack one of the most common and confusing topics facing Australian expats in the United States: how US retirement accounts are taxed and what happens to them when you eventually return home. They break down the key differences in how the IRS and the ATO treat US retirement accounts, and why those differences can create unexpected tax outcomes on repatriation.

The conversation covers the most common US retirement structures, including 401(k)s, IRAs, Roth IRAs, and employer-sponsored matching strategies, as well as less familiar plans such as 403(b) and 457 accounts. Martin explains what is taxed versus tax-free, how transactions are viewed from an Australian perspective, and what returning expats should carefully consider before making decisions around their retirement savings.

Packed with practical scenarios and expert insights, this episode is essential listening for Australian expats in the US who want clarity and confidence around US retirement accounts, cross-border tax rules, and planning for life after repatriation.

Relevant Links:

• Upcoming US events – atlaswealth.com/events



• The Expat's Handbook available for pre-order - atlaswealth.com/resources/the-exp…working-overseas/


• Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum


• Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast


• Expat Mortgage Podcast – atlaswealth.com/news-media/austra…-mortgage-podcast


• Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast

If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below.

About Atlas Wealth Group:


Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey.

To learn more, visit www.atlaswealth.com

Connect with us:


Facebook: www.facebook.com/atlaswealthmgmt


LinkedIn: www.linkedin.com/company/atlas-wealth-management


X: www.x.com/atlaswealthmgmt


Instagram: www.instagram.com/atlaswealthgroup


Youtube: www.youtube.com/atlaswealthmgmt

Welcome to one hundred sixty eighth episode of #ExpatChat, Why Is the Australian Dollar Climbing? In this episode, Atlas Wealth Group’s Managing Directors James Ridley and Brett Evans unpack what’s driving the recent strength in the Australian dollar and what it means for Australians living and working overseas.

James and Brett break down the key forces behind the Aussie dollar pushing above 70 US cents, including Australia’s higher interest rate settings and growing expectations that the RBA may lift rates again to rein in inflation. They explore what a stronger currency means for expats moving money back to Australia, and why strategies like dollar cost averaging can help manage currency risk in uncertain markets. The conversation also dives into listener questions around tax residency, property ownership, and dual citizenship, offering practical, high-level guidance while highlighting when tailored advice really matters.

Links discussed in this episode:


• The Expat's Handbook available for pre-order - atlaswealth.com/resources/the-exp…working-overseas/


• Upcoming Seminars & Webinars – atlaswealth.com/events


• Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum


• Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast


• Expat Mortgage Podcast – atlaswealth.com/news-media/austra…-mortgage-podcast


• Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast

If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below.

About Atlas Wealth Group:


Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey.

To learn more, visit www.atlaswealth.com

Connect with us:


Facebook: www.facebook.com/atlaswealthmgmt

LinkedIn: www.linkedin.com/company/atlas-wealth-management

Twitter: www.twitter.com/atlaswealthmgmt

Instagram: www.instagram.com/atlaswealthgroup

Youtube: www.youtube.com/atlaswealthmgmt

Expat Chat Episode 167 – How Does the Coalition Detonation Affect Expats

Welcome to the one hundred sixty seventh episode of the #ExpatChat podcast, How Does the Coalition Detonation Affect Expats. Atlas Wealth Group Managing Directors Brett Evans and James Ridley unpack some of the biggest political and tax talking points facing Australian expats right now, with a sharp focus on what they could mean long term.

In this episode, Brett and James break down the recent shake-up in Australian politics, including the collapse of the Liberal–National coalition and what it could signal for future elections and policy direction. They explore the potential implications for tax reform, touching on superannuation, franking credits, negative gearing, and the growing discussion around changes to Australia’s tax residency rules—issues that matter deeply to Australians living overseas.

The conversation then shifts to practical expat tax strategies, as Brett and James answer listener questions on topics such as whether FIFO work can coexist with expat tax status, and how US-based Australians can optimise super contributions without creating unwanted US tax consequences.

Packed with timely insights and real-world guidance, this episode helps Australian expats stay informed, proactive, and prepared for what may lie ahead.

Links discussed in this episode:

• The Expat's Handbook available for pre-order - atlaswealth.com/resources/the-exp…working-overseas/

• Upcoming Seminars & Webinars – atlaswealth.com/events

• Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum

• Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast

• Expat Mortgage Podcast – atlaswealth.com/news-media/austra…-mortgage-podcast

• Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast

If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below.

About Atlas Wealth Group:

Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey.

To learn more, visit www.atlaswealth.com

Connect with us:

Facebook: www.facebook.com/atlaswealthmgmt

LinkedIn: www.linkedin.com/company/atlas-wealth-management

Twitter: www.twitter.com/atlaswealthmgmt

Instagram: www.instagram.com/atlaswealthgroup

Youtube: www.youtube.com/atlaswealthmgmt

Welcome to the one hundred sixty sixth episode of the #ExpatChat podcast, hosted by Atlas Wealth Group Managing Directors Brett Evans and James Ridley. In this episode, Brett and James announce the upcoming release of Brett’s new book, The Expat’s Handbook: Wealth Strategies for Australians Living and Working Overseas, launching in April. They explain why the book was created and how it’s designed to guide Australians through every stage of the expat journey—from preparing to leave, to living overseas, and eventually returning home.

Furthermore, the discussion highlights what makes the handbook unique, including practical checklists, real-world case studies, and a comprehensive pre-departure guide to help expats avoid common and costly mistakes. Brett and James also touch on how the book will remain relevant as tax rules and legislation evolve.

Pre-orders are now open via the Atlas Wealth website and the following links:

• Amazon - https://geni.us/expatshandbook

• Barnes & Noble - https://www.barnesandnoble.com/w/the-expats-handbook-brett-evans/1148811585

• Booktopia - https://booktopia.kh4ffx.net/rakyby

Links discussed in this episode:

• Upcoming Seminars & Webinars – atlaswealth.com/events

• Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum

• Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast

• Expat Mortgage Podcast – atlaswealth.com/news-media/austra…-mortgage-podcast

• Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast

If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below.

About Atlas Wealth Group:

Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey.

To learn more, visit www.atlaswealth.com

Connect with us:

Facebook: www.facebook.com/atlaswealthmgmt

LinkedIn: www.linkedin.com/company/atlas-wealth-management

Twitter: www.twitter.com/atlaswealthmgmt

Instagram: www.instagram.com/atlaswealthgroup

Youtube: www.youtube.com/atlaswealthmgmt

Welcome to Episode 165 of the #ExpatChat podcast and the first episode of the new year. Atlas Wealth Group Managing Directors Brett Evans and James Ridley look ahead to what 2026 could hold for Australian expats, covering the key economic, market, and financial themes to watch.

In this episode, Brett and James discuss early geopolitical developments involving the US, China, Taiwan and Venezuela, and why markets have remained relatively resilient so far. They also break down Australia’s interest rate outlook, recent inflation data, and what potential RBA moves could mean for the Australian dollar and expats managing money across borders.

The conversation explores expectations for markets in 2026, including low volatility, energy market risks, AI-related investment trends, and what these factors could mean for equities, earnings, and currencies. The episode wraps up with practical financial tips for expats, focusing on diversification, reviewing strategies, and building financial resilience for the year ahead.

A timely and forward-looking episode designed to help Australian expats plan confidently for 2026.

Links discussed in this episode:

• The Expat's Handbook available for pre-order - www.amazon.com/Expats-Handbook-B…ans/dp/1394414544

• Upcoming Seminars & Webinars – atlaswealth.com/events

• Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum

• Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast

• Expat Mortgage Podcast – atlaswealth.com/news-media/austra…-mortgage-podcast

• Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast

If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below.

About Atlas Wealth Group:

Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey.

To learn more, visit www.atlaswealth.com

Connect with us:

Facebook: www.facebook.com/atlaswealthmgmt

LinkedIn: www.linkedin.com/company/atlas-wealth-management

Twitter: www.twitter.com/atlaswealthmgmt

Instagram: www.instagram.com/atlaswealthgroup

Youtube: www.youtube.com/atlaswealthmgmt

Welcome to the one hundred and sixty-fourth episode of the #ExpatChat podcast and our final episode for 2025. In this end of 2025 wrap up, Atlas Wealth Group Managing Directors Brett Evans and James Ridley reflect on the key events that shaped the year and what Australian expats should be aware of heading into 2026.

Brett and James discuss the impact of ongoing geopolitical tensions involving Trump, and why 2026 may see markets shift from broad macroeconomic themes to a greater focus on company performance. They also explore Australia’s productivity challenges, the role of technology in closing the gap, and expectations for a more stable global market environment.

The episode addresses misinformation around proposed tax legislation, and looks ahead to the May 2026 Australian Federal Budget, due to potential policy changes flagged by the Prime Minister. Brett and James also share that 2026 will be a big year for Atlas Wealth Group, with several new initiatives planned and an expanded presence across more cities globally to better support Australian expats.

The discussion concludes with news of the launch of The Expat’s Handbook, the first book by Atlas Wealth Group’s Founder and Managing Director, Brett Evans, along with a reminder of the firm’s Christmas office closure.

Tune in for a clear, practical end of 2025 wrap up to help Australian expats start 2026 informed and prepared.

Links discussed in this episode:

• The Expat's Handbook available for pre-order - https://www.amazon.com/Expats-Handbook-Brett-Evans/dp/1394414544

• Upcoming Seminars & Webinars – atlaswealth.com/events

• Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum

• Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast

• Expat Mortgage Podcast – atlaswealth.com/news-media/austra…-mortgage-podcast

• Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast

If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below.

About Atlas Wealth Group:

Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey.

To learn more, visit www.atlaswealth.com

Connect with us:

Facebook: www.facebook.com/atlaswealthmgmt

LinkedIn: www.linkedin.com/company/atlas-wealth-management

Twitter: www.twitter.com/atlaswealthmgmt

Instagram: www.instagram.com/atlaswealthgroup

Youtube: www.youtube.com/atlaswealthmgmt

Welcome to the one hundred sixty third episode of the #ExpatChat podcast. We explore the latest tax, investment, and financial issues affecting #AustralianExpats. In this episode, Atlas Wealth Group Financial Planners, Adam Prentice and Martin Jack take the reins as they dive into International Retirement Accounts and what expats need to know.

Adam and Martin cover a wide range of topics, including 401(k)s, IRAs, ROTH accounts, and UK pensions, as well as other retirement options across EMEA regions. They discuss strategies for balancing investments inside and outside of superannuation, and explore the timing of super contributions versus outside super investments, helping expats make informed decisions for their retirement planning.

Links discussed in this episode:

• Upcoming Seminars & Webinars – atlaswealth.com/events

• Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum

• Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast

• Expat Mortgage Podcast – atlaswealth.com/news-media/austra…-mortgage-podcast

• Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast

If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below.

About Atlas Wealth Group:

Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey.

To learn more, visit www.atlaswealth.com

Connect with us:

Facebook: www.facebook.com/atlaswealthmgmt

LinkedIn: www.linkedin.com/company/atlas-wealth-management

Twitter: www.twitter.com/atlaswealthmgmt

Instagram: www.instagram.com/atlaswealthgroup

Youtube: www.youtube.com/atlaswealthmgmt

Welcome to the one hundred sixty second episode of the #ExpatChat podcast. We explore the latest tax, investment, and financial issues affecting #AustralianExpats. In this episode, Atlas Wealth Group Managing Director – EMEA, Brett Evans, and Financial Planner, Adam Prentice, unpack What Will the Surprise Inflation Spike do to Markets?

Brett and Adam first discuss Australia’s surprise inflation spike, which recently hit 3.8%, and then examine its potential effects on property shares, currency, and market expectations. They also analyse the housing sector’s growth alongside government policies contributing to the inflation spike, highlighting how these factors may shape upcoming RBA interest rate decisions. Furthermore, the discussion explores the broader impact on borrowing, property affordability, and equities, while offering Australian expats practical insights to navigate markets and make informed investment decisions amid the ongoing surprise inflation spike.

Links discussed in this episode:

• Upcoming Seminars & Webinars – atlaswealth.com/events

• Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum

• Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast

• Expat Mortgage Podcast – atlaswealth.com/news-media/austra…-mortgage-podcast

• Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast

If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below.

About Atlas Wealth Group:

Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey.

To learn more, visit www.atlaswealth.com

Connect with us:

Facebook: www.facebook.com/atlaswealthmgmt

LinkedIn: www.linkedin.com/company/atlas-wealth-management

Twitter: www.twitter.com/atlaswealthmgmt

Instagram: www.instagram.com/atlaswealthgroup

Youtube: www.youtube.com/atlaswealthmgmt

Welcome to the one hundred sixty first episode of the #ExpatChat podcast. We explore the latest tax, investment, and financial issues affecting #AustralianExpats. In this episode, Atlas Wealth Group Managing Directors Brett Evans and James Ridley break down the tax implications and financial considerations for Australian rugby players joining the new R360 tournament.

Brett and James dive into the buzz around R360 and clarify the common misconception that player salaries will be “tax-free.” They explain why Australian tax residency rules make this more complicated than it seems—especially for professional athletes on short-term contracts. The discussion covers how section 23AG exemptions might apply and what players would realistically need to do to qualify.

The episode also explores Saudi funding behind the league, the involvement of high-profile players, and commercial opportunities around both R360 and the P&G NRL team. Brett and James stress the importance of independent tax advice before signing overseas contracts, given the risks of remaining an Australian tax resident or losing NRL eligibility.

They conclude with practical guidance for athletes, expats, and advisors navigating cross-border tax rules, while also sharing a preview of the final episodes of the year.

Packed with myth-busting insights and timely advice, this episode equips Australian expats and athletes with a clear understanding of the real tax implications of international sporting deals and the considerations to make before moving abroad.

Links discussed in this episode:

• Upcoming Seminars & Webinars – atlaswealth.com/events

• Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum

• Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast

• Expat Mortgage Podcast – atlaswealth.com/news-media/austra…-mortgage-podcast

• Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast

If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below.

About Atlas Wealth Group:

Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey.

To learn more, visit www.atlaswealth.com

Connect with us:

Facebook: www.facebook.com/atlaswealthmgmt

LinkedIn: www.linkedin.com/company/atlas-wealth-management

Twitter: www.twitter.com/atlaswealthmgmt

Instagram: www.instagram.com/atlaswealthgroup

Youtube: www.youtube.com/user/atlaswealthmgmt

Welcome to the one hundred sixtieth episode of the #ExpatChat podcast. We explore the latest tax, investment, and financial issues affecting #AustralianExpats. In this episode, Atlas Wealth Group Managing Directors Brett Evans and James Ridley address questions asked on the Expat Facebook Group.

In this Q&A-style episode, Brett and James dive into some of the biggest questions expats are asking right now — from tax residency confusion to superannuation rules, property strategies, currency management, and navigating life abroad. They break down how tax residency really works, the difference between the proposed 45-day rule and the long-standing 183-day test, and what expats should keep in mind before making property or mortgage decisions in Australia.

Brett and James unpack common myths around superannuation access and clarify that there have been no legislative changes preventing financial advisers from managing super or investment portfolios for US-based clients. Also discussed are practical topics like foreign investment rules, FIRB considerations, depreciation allowances, managing currency exchanges, and how dollar-cost averaging can help avoid unnecessary FX costs. They also touch on medical insurance requirements for returning expats and the importance of keeping a passenger movement record to avoid lifetime loading.

Packed with clear explanations and real-world guidance, this episode gives expats and dual citizens the clarity they need to make smarter tax, investment, and lifestyle decisions while living abroad.

Links discussed in this episode:

• Upcoming Seminars & Webinars – atlaswealth.com/events

• Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum

• Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/australian-expat-podcast

• Expat Mortgage Podcast – atlaswealth.com/news-media/australian-expat-mortgage-podcast

• Weekly Recap Podcast – atlaswealth.com/news-media/atlas-weekly-recap-podcast

If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below.

About Atlas Wealth Group:

Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey.

To learn more, visit www.atlaswealth.com

Connect with us:

Facebook: www.facebook.com/atlaswealthmgmt

LinkedIn: www.linkedin.com/company/atlas-wealth-management

Twitter: www.twitter.com/atlaswealthmgmt

Instagram: www.instagram.com/atlaswealthgroup

Youtube: https://www.youtube.com/user/atlaswealthmgmt