Welcome to the one hundred and fortieth episode of the #Expatchat podcasts where we discuss the latest tax and financial issues affecting an #Australianexpat.

In today’s Expat Chat we discuss how expats can take advantage of the weaker Australian dollar.

Currency is a topic that monopolises the conversations for most Australian expats and when it comes to the Australian dollar everyone has an opinion.

In this episode we run through the following topics:

• What has caused the Australian dollar to fall?

• What events and catalysts cause the Australian dollar to go up and down?

• What is the best way Australian expats should move money to Australian dollars whilst managing the risks at the same time?

Links that we discussed in this episode include:

• Upcoming events - https://atlaswealth.com/events

• Facebook Group - Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum

• Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/

• Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/

If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below.

The Atlas Wealth Group is a specialist in providing tax, financial planning, asset management and mortgage services to every Australian #expat.

Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing essential financial services to the expatriate community.

The Atlas Wealth Group was born out of the demand from Australian expats who wanted a professional to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas.

To find out more about the Atlas Wealth Group and how we can help Australian expats please go to https://www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt

LinkedIn: www.linkedin.com/company/atlas-wealth-management

Twitter: www.twitter.com/atlaswealthmgmt

Instagram: www.instagram.com/atlaswealthmgmt

Welcome to the one hundred and thirty ninth episode of the #Expatchat podcasts where we discuss the latest tax and financial issues affecting an #Australianexpat.

In today’s Expat Chat we discuss the topic that is monopolising all the media at the moment - tariffs.

Whilst tariffs aren't solely related to Australian expats it does indirectly affect them by virtue of the volatility we are seeing in the currency and equity markets and in turn filtering down to the economies around the world

In this episode we run through the following topics:

• What has been the latest announced changes?

• How do Australian expats manage their financial affairs when there is some much volatility?

• Where to here and will the world be exposed to a trade war between countries?

Links that we discussed in this episode include:

• Upcoming events - https://atlaswealth.com/events

• Facebook Group - Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum

• Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/

• Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/

If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below.

Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat.

Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community.

Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas.

To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt

LinkedIn: www.linkedin.com/company/atlas-wealth-management

Twitter: www.twitter.com/atlaswealthmgmt

Instagram: www.instagram.com/atlaswealthmgmt

Welcome to the one hundred and thirty eighth episode of the #Expatchat podcasts where we discuss the latest tax and financial issues affecting an #Australianexpat.

In today’s Expat Chat we discuss when is a good time for an Australian expat to use a trust in Australia.

Family trusts have been around for many years and financial professionals in Australia, like accountants and financial planners, have used them extensively to protect assets and reduce tax however do the same benefits apply to Australian expats living overseas?

In this episode we run through the following topics:

• What are the different type of trusts in Australia?

• Why do people use trusts in Australia?

• What are the benefits of using a trust as a resident versus as a non-resident for tax purposes?

Links that we discussed in this episode include:

• Upcoming events - https://atlaswealth.com/events

• Facebook Group - Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum

• Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/

• Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/

If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below.

Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat.

Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community.

Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas.

To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt

LinkedIn: www.linkedin.com/company/atlas-wealth-management

Twitter: www.twitter.com/atlaswealthmgmt

Instagram: www.instagram.com/atlaswealthmgmt

Welcome to the one hundred and thirty seventh episode of the #Expatchat podcasts where we discuss the latest tax and financial issues affecting an #Australianexpat.

In today’s Expat Chat we discuss how do the recent announcements made by the US government affect Australian expats living in the US and overseas.

Since the Trump administration was inaugurated there have been many announcements made by the White House from the scraping of the DEI program to introducing new wide sweeping tariffs.

With the media running wild with headlines markets have become turbulent and investors are trying to take stock of what the new announcements mean.

In this episode we run through the following topics:

• What is the current state of the international economies and how will they take these announcements?

• What do the prospects look like for the next 12-18 months?

Links that we discussed in this episode include:

• Upcoming events - https://atlaswealth.com/events

• Facebook Group - Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum

• Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/

• Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/

If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below.

Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat.

Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community.

Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas.

To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt

LinkedIn: www.linkedin.com/company/atlas-wealth-management

Twitter: www.twitter.com/atlaswealthmgmt

Instagram: www.instagram.com/atlaswealthmgmt

Welcome to the one hundred and thirty sixth episode of the #Expatchat podcasts where we discuss the latest tax and financial issues affecting an #Australianexpat.

In today’s Expat Chat we discuss why Australian expats should avoid investing in investment bonds when they live overseas and are saving for retirement.

Any Australian expat who has spent time in the Middle East or Asia will be all too familiar of the scenario when they get the call from a unknown number and on the other end of the line is a smooth talking salesman with a British accent (or sometimes an Australian one too surprisingly) espousing the virtues of investing in a offshore bond.

These punitive financial products can go by many different names - insurance bond, executive bond, whole of life insurance, offshore savings bond - but the premise and why they don't work is the same.

They will talk about how to avoid pay tax on your investments, both when you live overseas and you return home, why contributing to your super account will make you a tax resident of Australia (this is false by the way) and how a investment bond is the answer to all of your expat prayers when it comes to making the most of your time overseas.

Unfortunately some of this is fluff, a lot of it is incorrect and the rest is just plain misleading.

In this episode we run through the following topics:

• What is a investment bond?

• Why do these type of investment bonds not work for Australian expats and why were they banned in Australia and the UK many years ago?

• Why these products only favour the insurance salesman and investment bond issuer and not the client?

Links that we discussed in this episode include:

• Upcoming events - https://atlaswealth.com/events

• Facebook Group - Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum

• Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/

• Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/

If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below.

Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat.

Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community.

Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas.

To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt

LinkedIn: www.linkedin.com/company/atlas-wealth-management

Twitter: www.twitter.com/atlaswealthmgmt

Instagram: www.instagram.com/atlaswealthmgmt

Welcome to the one hundred and thirty fifth episode of the #Expatchat podcasts where we discuss the latest tax and financial issues affecting an #Australianexpat.

In today’s Expat Chat James and Adam run through some questions Australian expats have asked in our Australian Expat Financial Forum Facebook Group.

In this episode we run through the following questions that were asked:

• What are the risks for an Australian expat leaving large amounts of cash in the bank whilst living in the Middle East?

• What are the tax considerations when a expat opens a bank account in Australia?

• What is the latest update on the proposed changes to the tax residency rules?

• If an Australian expat were to permanently leave the US what exit taxes are they up for and does the HEART tax act apply to them?

• Are there any different strategies and taxes to consider when you hold a Australian life insurance and endowment policies?

• What is the K3 event and how does it affect Australian expats when inheriting assets from an estate?

Links that we discussed in this episode include:

• Upcoming events - https://atlaswealth.com/events

• Facebook Group - Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum

• Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/

• Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/

If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below.

Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat.

Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community.

Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas.

To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt

LinkedIn: www.linkedin.com/company/atlas-wealth-management

Twitter: www.twitter.com/atlaswealthmgmt

Instagram: www.instagram.com/atlaswealthmgmt

Welcome to the one hundred and thirty fourth episode of the #Expatchat podcasts where we discuss the latest tax and financial issues affecting an #Australianexpat.

In today’s Expat Chat we run through some questions Australian expats have asked in our Australian Expat Financial Forum Facebook Group.

We often find that when speaking to Australian expats there are common themes that emerge from time to time when managing your financial affairs overseas.

At the moment the most popular topics include buying and selling property as a Australian expat and how to manage your superannuation and foreign pensions when living overseas.

In this episode we run through the following questions that were asked:

• What are the changes to the Foreign Resident Capital Gains Withholding Tax and how do they affect Australian expats selling property?

• What happens when you buy a property as a non-resident and sell it as a tax resident of Australia?

• What is the current CGT situation when selling a property in Australia as a non-resident when the property was formerly your Main Residence?

• If you regularly transfer large sums of cash from the UAE back to Australia can you be classified as a Australian tax resident?

• If I start drawing a allocated pension from my Australian superannuation account whilst I am a tax resident of the UK does the HMRC tax me on this?

Links that we discussed in this episode include:

• Upcoming events - https://atlaswealth.com/events

• Facebook Group - Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum

• Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/

• Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/

If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below.

Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat.

Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community.

Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas.

To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt

LinkedIn: www.linkedin.com/company/atlas-wealth-management

Twitter: www.twitter.com/atlaswealthmgmt

Instagram: www.instagram.com/atlaswealthmgmt

Welcome to the one hundred and thirty third episode of the #Expatchat podcasts where we discuss the latest tax and financial issues affecting an #Australianexpat.

In today’s Expat Chat we discuss can Australian expats retire between two countries and if so how can they do it.

Like everything in life the answer is it depends. It depends on where you want to move or retire to, what passports you hold and the type of tax outcome Australian expats are looking for.

A lot of Australian expats will tie themselves in knots trying to find the perfect solution however unfortunately it doesn't exist. There will be a trade off in lifestyle for cost or tax outcomes and its important to itemise what is the most important thing to you and make that your focus.

If a particular country, scenery or location is the important thing then it is important to find the most tax optimised solution to that particular location or jurisdiction. There maybe better tax optimised locations for you however it may not provide the other things that are important to you.

In this episode we run through the following topics:

• Can a Australian expat simply retire anywhere?

• What does an Australian expat need to be aware of when looking to retire in a foreign jurisdiction?

• Why its okay for an Australian expat to be classified as a Australian tax resident when looking to spend time and retire overseas for at least part of the year?

Links that we discussed in this episode include:

• Upcoming events - https://atlaswealth.com/events

• Facebook Group - Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum

• Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/

• Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/

If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below.

Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat.

Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community.

Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas.

To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt

LinkedIn: www.linkedin.com/company/atlas-wealth-management

Twitter: www.twitter.com/atlaswealthmgmt

Instagram: www.instagram.com/atlaswealthmgmt

Welcome to the one hundred and thirty second episode of the #Expatchat podcasts where we discuss the latest tax and financial issues affecting an #Australianexpat.

In today’s Expat Chat we discuss how Australian expats manage sharia law when they move to the Middle East or any other country that's governing law is based on the Islamic faith.

With destinations like Dubai, Abu Dhabi, Saudi Arabia and Qatar becoming popular destinations for Australian expats its important for those looking to move to the region have a understanding of the law not only to avoid breaking it but to also anticipate how to navigate this when things go wrong.

In the majority of cases the time an Australian expat in Dubai, Abu Dhabi, Saudi or Qatar have to face Sharia Law and its implications on your finances is when there is a death in the family.

Generally speaking under Sharia Law when it comes to succession an individuals testamentary as to who gets what assets is limited to between one third and one quarter of their assets (depending in whether the law is based on Sunni or Shi'i schemes of inheritance) whilst the remaining amount is passes to their legal heirs. Who these legal heirs are can vary wildly depending on which scheme of inheritance is employed.

In this episode we run through the following topics:

• How to navigate sharia law as a Australian expat in the region?

• What an Australian expat can do to prepare?

• How important are wills to helping Australian expats navigate sharia law?

Links that we discussed in this episode include:

• Upcoming events - https://atlaswealth.com/events

• Facebook Group - Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum

• Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/

• Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/

If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below.

Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat.

Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community.

Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas.

To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt

LinkedIn: www.linkedin.com/company/atlas-wealth-management

Twitter: www.twitter.com/atlaswealthmgmt

Instagram: www.instagram.com/atlaswealthmgmt

Welcome to the one hundred and thirty first episode and we are back for another year of the #Expatchat podcasts where we discuss the latest tax and financial issues affecting an #Australianexpat.

In today’s Expat Chat we provide a review of the year that has been and what we expect to in the year to come.

We also talk about the recent announcement of Atlas forming a partnership with local mortgage broker Holo Mortgages in the UAE that will enable our clients in Dubai and Abu Dhabi to get the best deal when securing finance to purchase their home or investment property in the UAE.

We'll also be running many webinars and seminars in 2025 so keep an eye on your emails as well as our social media pages as we look to visit our usual locations plus a number of new additions including Asia and North America.

Links that we discussed in this episode include:

• Upcoming events - https://atlaswealth.com/events

• Facebook Group - Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum

• Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/

• Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/

If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below.

Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat.

Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community.

Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas.

To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt

LinkedIn: www.linkedin.com/company/atlas-wealth-management

Twitter: www.twitter.com/atlaswealthmgmt

Instagram: www.instagram.com/atlaswealthmgmt