Why Limited Companies Are Taking Over UK Property

66,500 new limited companies were set up in 2025 to hold UK property, up 8% on last year and nearly 340% higher than a decade ago.

In this episode, I break down why more landlords are moving away from personal ownership and into limited company structures, including a simple tax comparison showing how the numbers stack up.

I also cover:

• Whether buy-to-let is really “dead”
• The pros and cons of transferring existing properties
• How to set up a limited company
• My 5-step checklist for buying property overseas

Resources:

👉 Get a free copy of my book, The Expat Property Playbook:
https://www.calwilliamson.com/

👉 Upcoming Webinar - https://share-ap1.hsforms.com/2KD06w48jTz6Vgg_0MvOYEA7batvk

👉 Landlords setting up buy-to-let companies hits 10-year high -https://www.telegraph.co.uk/money/property/buy-to-let/landlords-setting-up-buy-let-companies-10-year-high/

Is the 18-year property cycle about to signal the start of the next UK boom?

In this episode, I break down the 18-year cycle, where it comes from, how its four phases work, and whether it still maps onto real house price data.

We cover:

• The origins of the cycle and how it’s been used historically
• Whether the UK has already had a “silent crash” in real (inflation-adjusted) house prices
• Current price trends and where we might be in the cycle now
• How interest rates and inflation interact with cycle phases

Some believe the 18-year cycle reveals deep market patterns. Others dismiss it. I explore both and explain why long-term fundamentals still matter more than trying to time the perfect entry.

Resources,

👉 Get a free copy of my book, The Expat Property Playbook:
https://www.calwilliamson.com/

Read the Savills research on inflation-adjusted UK house prices here: https://www.savills.co.uk/research_articles/229130/382247-0

Read Average UK home passes £300,000 for first time here: https://www.theguardian.com/business/2026/feb/06/price-of-average-uk-home-passes-300000-for-first-time-halifax-says#:~:text=The%20average%20cost%20of%20a,was%20recorded%20in%20November%202024.

Read Latest from Bank of England here:
https://www.bankofengland.co.uk/monetary-policy/the-interest-rate-bank-rate

What Is The Best Property Strategy?

This week, we break down the UK locations that saw the strongest house price growth in 2025, and why chasing “top growth” headlines can be a fast way to overcomplicate things (we’ve all been there).

We also look at what Santander’s new 98% mortgage could mean for UK house prices, using what happened in Australia at the end of 2025 as a blueprint for how higher LTV lending can quickly push demand and prices higher.

Along the way, I managed to make a brand-new word (“cre-aft”), and a cautionary tale about how I managed to lose money on crypto… more than once. Listen to my mistakes so you dont do the same.

We finish by explaining a simple, repeatable UK property strategy built for expats and overseas landlords, focused on consistency, low hassle, and staying in the game long term.

Resources:

👉 Get a free copy of my book, The Expat Property Playbook:
https://www.calwilliamson.com/

UK house prices have just recorded their strongest January on record, mortgage rates are falling, and 200,000 landlords have left the market, but none of that matters as much as most people think.

In this episode of The Expat Property Portfolio, we explain why interest rates shouldn’t dictate your property decisions, and why waiting for the “perfect rate” often costs investors far more in missed growth than it ever saves.

We also cover the UK government’s ground rent cap, what it actually changes, and why short-term sentiment is a poor guide for long-term wealth.

If you’re investing from overseas and focused on building a portfolio for the next 10+ years, not the next headline, this episode is for you.

👉 Get a free copy of my book, The Expat Property Playbook:
https://www.calwilliamson.com/

From Welsh Rugby to Expat- Sion Bennett’s Expat Journey

In this episode of The Expat Property Portfolio, I sit down with Sion Bennett to explore a truly unique expat story. Sion went from captaining Wales U16s and playing alongside world-class athletes to dealing with injuries, career crossroads, and a last-minute choice that moved him from the UK to Hong Kong.

We dive into:

- How a professional sports mindset helps in building wealth
- Why feedback, discipline, and high-performance habits are important in property
- Sion’s transition from rugby to life as an expat
- How he began investing in property overseas
- How he now helps other expats build and grow their property portfolios
- Insights into managing life, work, and property investment as an expatriate
- The lessons he’s learned while navigating property markets away from home

It’s a conversation about mindset, opportunity, and making bold decisions, both on and off the pitch, in sport and property alike.

Resources:

Our 10 Steps to 10K a month with the Expat Property Portfolio book - https://www.calwilliamson.com

We’ve turned one of our most valuable webinars into a podcast episode, filled with practical insights for expats considering off-plan UK property. 

I’m joined by Joe Billingham, CEO of Prosperity Developments. We discuss how to approach off-plan purchases safely and confidently. 

You’ll learn:

- How some buyers can start with just £8k down 
- Why Cambridge commuter towns are doing well 
- How rent can contribute to your deposit—up to £31,200 over 24 months 
- How to assess off-plan risk and select the right developer 
- Why new-build and PDR homes are performing better than older properties 

This is a clear and quick guide to the best off-plan opportunities for expats today.

Resources:

Our 10 Steps to 10K a month with the Expat Property Portfolio book - https://www.calwilliamson.com/freeplaybook

Prosperity Wealth - https://prosperity-wealth.co.uk/

Calum Williamson sits down with tax expert Arjun Kumar to break down the UK Autumn Budget and what it means for UK property investors.

They cover:

• The freeze on tax thresholds (fiscal drag) and its effect on rental income
• The 2% rise on property, dividend, and savings income
• Why setting up a limited company could save you tax
• Voluntary National Insurance changes for British expats

If you own UK property or are planning to invest, this episode gives you the key insights and practical steps to stay ahead.

Resources:

Our 10 Steps to 10K a month with the Expat Property Portfolio book - https://www.calwilliamson.com/freeplaybook

Voluntary National Insurance Contributions - https://www.gov.uk/voluntary-national-insurance-contributions

In this episode of The Expat Property Portfolio, Callum Williamson is joined by Arj from Tax'd, a software and accounting firm that makes the tax side of property ownership simple. They dive into the practical side of using a UK limited company for property, covering:

- How to set up a company from overseas
- Top benefits of holding property in a company
- Who should consider it and key questions to ask
- Case studies illustrating when a company makes sense
- Tax-efficient ways to get money out of your property company
- Insights into mortgages, share structures, and inheritance planning

Plus, a sneak peek at an upcoming episode where Arj will break down the latest UK budget and its implications for property investors.

Whether you’re just starting your property journey or looking to expand your portfolio, this episode gives you the clarity you need to make informed decisions.

📘 Grab our free Expat Playbook to see how other expats are building long-term income through UK property. 👉 https://www.calwilliamson.com/freeplaybook

In this episode of The Expat Property Portfolio, I chat with an Sam Goodwin from UK Study Options about how expat families can secure home fee status for their kids studying in the UK.

The difference between home and overseas fees is huge; some international students pay up to £70,000 a year. We talk through what’s possible, the grey areas, and how the right advice can save you hundreds of thousands in tuition.

Want more from Sam? 👉 https://ukstudyoptions.com/

What 25 Years in Property Taught Me!

📕 Our 10 simple steps to build a UK property portfolio whilst living overseas – https://tinyurl.com/3t9p9rnb

In this episode of the Expert Property Portfolio Podcast, I’m joined by Michelle Grant from Arc to discuss one of the most popular wealth-building strategies in UK property: BRRRR. This stands for Buy, Refurbish, Refinance, Rent, Repeat.

We explore:

- Why BRRRR is such a strong tool for recycling cash and increasing yields.
- The challenges expats face when managing this strategy from abroad.
- How to build the right team for success.
- Key basics for selecting locations that provide long-term value.
- The best and worst purchases, along with lessons learned from real case studies.

Whether you’re just getting started or looking to expand your portfolio, this episode is full of practical tips, location insights, and strategies you can put to use.