Melinda Zabritski, Experian’s head of automotive financial insights, said consumers are looking for ways to secure more favorable vehicle financing terms, especially with interest rates leveling out and perhaps a cut coming next week from the Federal Reserve.

The base for Zabritski’s assertion came via Experian’s State of the Automotive Finance Market Report: Q2 2025, which highlighted the volume of auto refinancing increased nearly 70% from a year ago.

Zabritski expanded the trends happening inside of auto refinancing during another appearance on the Auto Remarketing Podcast.