The world likes to say that science is at odds with the Bible. So it must be frustrating for naysayers when research actually confirms God’s Word. It’s happening again, this time in the case of gratitude. It’s true, researchers now say that gratitude is good for you. They’re even calling it a performance enhancing substance. Who knew? Kingdom Advisors President Rob West has the details for you. Today on MoneyWise, Kingdom Advisors’ president Rob West has what you need to know.

The Bible has many verses to inspire a thankful heart, but one in particular that details the benefits of gratitude is found in Philippians 4, verses 6 and 7.

Researchers at the University of California-Davis and UC-Berkely are confirming that the spirit of gratitude has wonderful effects on our mind and body.

Staying on a budget, living on less than you earn, saving for the future all lead to financial well-being.

In today’s show we also answer your questions:

What is your opinion on life insurance?

What is the best way to decipher and decide about which Medicare option is best?

I have money from the sale of my mother’s home. What is the best use of this money?

How do you know when to stop buying collision insurance on your vehicles?

Ask your questions at (800) 525-7000 or email them [email protected]. Visit our website atmoneywise.orgwhere you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources.

Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!Remember that it’s your prayerful and financial support that keeps MoneyWise on the air. Help us continue this outreach by clicking the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

The world likes to say that science is at odds with the Bible. So it must be frustrating for naysayers when research actually confirms Gods Word. Its happening again, this time in the case of gratitude. Its true, researchers now say that gratitude is good for you. Theyre even calling it a performance enhancing substance. Who knew? Kingdom Advisors President Rob West has the details for you. Today on MoneyWise, Kingdom Advisors president Rob West has what you need to know.

The Bible has many verses to inspire a thankful heart, but one in particular that details the benefits of gratitude is found in Philippians 4, verses 6 and 7.

Researchers at the University of California-Davis and UC-Berkely are confirming that the spirit of gratitude has wonderful effects on our mind and body.

Staying on a budget, living on less than you earn, saving for the future all lead to financial well-being.

In todays show we also answer your questions:

What is your opinion on life insurance?

What is the best way to decipher and decide about which Medicare option is best?

I have money from the sale of my mothers home. What is the best use of this money?

How do you know when to stop buying collision insurance on your vehicles?

Ask your questions at (800) 525-7000 or email them [email protected]. Visit our website atmoneywise.orgwhere you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources.

Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!Remember that its your prayerful and financial support that keeps MoneyWise on the air. Help us continue this outreach by clicking the Donate tab at the top of the page.

If you’re working on New Year’s resolutions right about now there’s a good chance some of them deal with money. That’s great, but are you considering the full range of financial moves you could make in 2020? The list would be long, indeed, covering the practical, emotional and spiritual changes you could make to your finances. Our host Rob West welcomes investing expert Mark Biller to discuss those today. Mark Biller is the executive editor at Sound Mind Investing where they’ve been working hard on an exhaustive list of 75 potential money moves for the new year. Rob and Mark discuss some of those today on Money Wise, but the full list is available at SoundMindInvesting.org.

In today’s show we also answer your questions:

- We have a 30 year loan on our home. We owe 118K on it. Should we refinance?

- What are the best options for me for taking out my social security?

To ask your questions, call (800) 525-7000 or email them [email protected]. Also, visit our website,moneywise.org,where you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources.

Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!And remember that it’s your prayerful and financial support that keeps MoneyWise on the air. You can help us continue this outreach by clicking the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

If youre working on New Years resolutions right about now theres a good chance some of them deal with money. Thats great, but are you considering the full range of financial moves you could make in 2020? The list would be long, indeed, covering the practical, emotional and spiritual changes you could make to your finances. Our host Rob West welcomes investing expert Mark Biller to discuss those today. Mark Biller is the executive editor at Sound Mind Investing where theyve been working hard on an exhaustive list of 75 potential money moves for the new year. Rob and Mark discuss some of those today on Money Wise, but the full list is available at SoundMindInvesting.org.

In todays show we also answer your questions:

- We have a 30 year loan on our home. We owe 118K on it. Should we refinance?

- What are the best options for me for taking out my social security?

To ask your questions, call (800) 525-7000 or email them [email protected]. Also, visit our website,moneywise.org,where you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources.

Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!And remember that its your prayerful and financial support that keeps MoneyWise on the air. You can help us continue this outreach by clicking the Donate tab at the top of the page.

Scammers often target senior citizens with fake warnings from the IRS or the Social Security Administration. Now they have a new, vulnerable group in their sights as well, younger people struggling with student loan debt. Sometimes the offers seem too good to refuse! Today on MoneyWise, Kingdom Advisors’ president Rob West has what you need to know.

When something seems too good to be true it probably is!

The Department of Education has been contacted by many people reporting that these targeted individuals receive phone calls, letters, emails and even text messages offering them relief from their federal student loans.

Scammers make money on this by requiring a relatively small payment up front. This adds confusion because the education department actually does contract with a select group of pre-screened, legitimate companies for servicing federal student loans. But you can discern the difference between the two as scammers will ask for an up-front fee.

The Department of Education will help you to determine if you’re eligible for loan forgiveness or other programs. They can also help you lower or cap your monthly, federal student loan payments, consolidate the loans, and help you get your loans out of default.

Interest rates are low these days so now’s a good time to refinance student loans. This could save you thousands of dollars.

Find the list of legitimate companies servicing federal student loans atstudentaid.ed.gov/sa/repay-loans/understand

The Education Department’s Public Service Loan Forgiveness tool:studentloans.gov

In today’s show we also answer your questions:

My credit score is fairly low but I want to qualify for the best rates for future purchases using credit. What can I do?

What do you think about annuities? Are they the best solution? Are they expensive?

My daughter has gotten in over her head in debt. Is there a Christian organization that could help my daughter with creditors that are threatening her? Visitchristiancreditcounselors.org

What do you think about auto loans? And should a vehicle be new or used and why?

What do you think about Roth IRAs?

Ask your questions at (800) 525-7000 or email them [email protected]. Visit our website atmoneywise.orgwhere you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources.

Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!Remember that it’s your prayerful and financial support that keeps MoneyWise on the air. Help us continue this outreach by clicking the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Scammers often target senior citizens with fake warnings from the IRS or the Social Security Administration. Now they have a new, vulnerable group in their sights as well, younger people struggling with student loan debt. Sometimes the offers seem too good to refuse! Today on MoneyWise, Kingdom Advisors president Rob West has what you need to know.

When something seems too good to be true it probably is!

The Department of Education has been contacted by many people reporting that these targeted individuals receive phone calls, letters, emails and even text messages offering them relief from their federal student loans.

Scammers make money on this by requiring a relatively small payment up front. This adds confusion because the education department actually does contract with a select group of pre-screened, legitimate companies for servicing federal student loans. But you can discern the difference between the two as scammers will ask for an up-front fee.

The Department of Education will help you to determine if youre eligible for loan forgiveness or other programs. They can also help you lower or cap your monthly, federal student loan payments, consolidate the loans, and help you get your loans out of default.

Interest rates are low these days so nows a good time to refinance student loans. This could save you thousands of dollars.

Find the list of legitimate companies servicing federal student loans atstudentaid.ed.gov/sa/repay-loans/understand

The Education Departments Public Service Loan Forgiveness tool:studentloans.gov

In todays show we also answer your questions:

My credit score is fairly low but I want to qualify for the best rates for future purchases using credit. What can I do?

What do you think about annuities? Are they the best solution? Are they expensive?

My daughter has gotten in over her head in debt. Is there a Christian organization that could help my daughter with creditors that are threatening her? Visitchristiancreditcounselors.org

What do you think about auto loans? And should a vehicle be new or used and why?

What do you think about Roth IRAs?

Ask your questions at (800) 525-7000 or email them [email protected]. Visit our website atmoneywise.orgwhere you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources.

Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!Remember that its your prayerful and financial support that keeps MoneyWise on the air. Help us continue this outreach by clicking the Donate tab at the top of the page.

Whether you own a business or are trying to advance your career, social media has become a powerful to for courting customers or just getting your name out there. But it can also be a double-edged sword. Things you should do and things you shouldn’t to promote yourself and your business on Facebook, Twitter, and all the rest.Today on MoneyWise Rob West and Steve Moore will share them with you. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My husband died as the result of his time in the military. I raised my 6 kids on my own. We found that the V.A. has a lot of programs that benefit the children of veterans.

-I’m 7 years from retirement and I started late. What’s the best investment vehicle for me in order to catch up?

-Our church has had some financial problems. Should a church have savings or a cash reserve?

-I am 2 years out of college and have started my new job, but I feel like I should shift my focus to firefighting. I have some student debt, and changing jobs will bring a significant pay cut. What do you suggest?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Whether you own a business or are trying to advance your career, social media has become a powerful to for courting customers or just getting your name out there. But it can also be a double-edged sword. Things you should do and things you shouldnt to promote yourself and your business on Facebook, Twitter, and all the rest.Today on MoneyWise Rob West and Steve Moore will share them with you. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My husband died as the result of his time in the military. I raised my 6 kids on my own. We found that the V.A. has a lot of programs that benefit the children of veterans.

-Im 7 years from retirement and I started late. Whats the best investment vehicle for me in order to catch up?

-Our church has had some financial problems. Should a church have savings or a cash reserve?

-I am 2 years out of college and have started my new job, but I feel like I should shift my focus to firefighting. I have some student debt, and changing jobs will bring a significant pay cut. What do you suggest?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Folks who’ve learned to manage money wisely know there’s one absolute, non-negotiable requirement for achieving true financial freedom and it’s nothing more than knowing how to live within your means. It sounds so simple, yet for many, living at, or even below one’s means seems almost impossible. Today, Kingdom Advisors President Rob West has advice to help you spend less than you earn and it all starts in your head. Rob offers Biblical wisdom on how to change your thinking and change your behavior in order to live more within your means. He gives tips such as always making sure you have margin in your finances, asking for discounts and truly tracking your spending.In today’s show we also answer your questions:

Should I use money from my investments to pay off my student debt?

I just bought a pizza place with a business partner. We are struggling on deciding how to determine our own salaries. Do you have advice on this subject?

My son has a 12-year-old car that needs work. How do you determine if it is worth it to fix the car or just replace it?

To ask your questions, call (800) 525-7000 or email them [email protected]. Also, visit our website,moneywise.org,where you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources.

Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!And remember that it’s your prayerful and financial support that keeps MoneyWise on the air. You can help us continue this outreach by clicking the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Folks whove learned to manage money wisely know theres one absolute, non-negotiable requirement for achieving true financial freedom and its nothing more than knowing how to live within your means. It sounds so simple, yet for many, living at, or even below ones means seems almost impossible. Today, Kingdom Advisors President Rob West has advice to help you spend less than you earn and it all starts in your head. Rob offers Biblical wisdom on how to change your thinking and change your behavior in order to live more within your means. He gives tips such as always making sure you have margin in your finances, asking for discounts and truly tracking your spending.In todays show we also answer your questions:

Should I use money from my investments to pay off my student debt?

I just bought a pizza place with a business partner. We are struggling on deciding how to determine our own salaries. Do you have advice on this subject?

My son has a 12-year-old car that needs work. How do you determine if it is worth it to fix the car or just replace it?

To ask your questions, call (800) 525-7000 or email them [email protected]. Also, visit our website,moneywise.org,where you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources.

Like and Follow us on Facebook atMoneyWise Mediafor videos and the very latest discussion!And remember that its your prayerful and financial support that keeps MoneyWise on the air. You can help us continue this outreach by clicking the Donate tab at the top of the page.