Christian author Gary Thomas writes that God designed marriage to provide a partnership, spiritual intimacy, and the ability to pursue God together. But cold, hard facts show that its even more than that. On a financial plain, marriage has several characteristics more related to a business than a romantic institution. Today on MoneyWise Rob West and Steve Moore explain how that’s the case. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I’ve come to the conclusion that I need an online savings account. Does member FDIC mean the same thing as being federally insured?

-My son is 24 and has a couple of credit cards that he pays off monthly. Is that enough for him to be building credit?

-We are in the process of moving and we haven’t chosen a new church yet. Should we save all of our tithe and give it to the church we decide to stay with?

-What’s the difference between a money market and mutual fund?

-I’m on a limited income. I’ve been working on my credit card debt, but I can’t seem to get them paid off. Should I look into a debt settlement company?

-I’m going to retire in three years. My employer has a supplemental deferred compensation plan. Would it be wise for me to participate in the age 50 catch-up contribution?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Christian author Gary Thomas writes that God designed marriage to provide a partnership, spiritual intimacy, and the ability to pursue God together. But cold, hard facts show that its even more than that. On a financial plain, marriage has several characteristics more related to a business than a romantic institution. Today on MoneyWise Rob West and Steve Moore explain how thats the case. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-Ive come to the conclusion that I need an online savings account. Does member FDIC mean the same thing as being federally insured?

-My son is 24 and has a couple of credit cards that he pays off monthly. Is that enough for him to be building credit?

-We are in the process of moving and we havent chosen a new church yet. Should we save all of our tithe and give it to the church we decide to stay with?

-Whats the difference between a money market and mutual fund?

-Im on a limited income. Ive been working on my credit card debt, but I cant seem to get them paid off. Should I look into a debt settlement company?

-Im going to retire in three years. My employer has a supplemental deferred compensation plan. Would it be wise for me to participate in the age 50 catch-up contribution?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on MoneyWise, Steve Moore and Rob West welcome author and teacher, Howard Dayton to discuss the importance of celebrating different financial milestones. They reveal how celebrating reaching goals can help you on the road to true financial freedom.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-What is your opinion on car warranties?

-We were quick deeded a home from my mother. We would like to give some money back to her. What is the best way to do this?

-We just received an inheritance. Should we use this money to pay off our mortgage or to buy real estate as an investment?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on MoneyWise, Steve Moore and Rob West welcome author and teacher, Howard Dayton to discuss the importance of celebrating different financial milestones. They reveal how celebrating reaching goals can help you on the road to true financial freedom.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-What is your opinion on car warranties?

-We were quick deeded a home from my mother. We would like to give some money back to her. What is the best way to do this?

-We just received an inheritance. Should we use this money to pay off our mortgage or to buy real estate as an investment?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Ever wonder if wealthy people manage their money differently than the rest of us? That maybe they have ideas and strategies to protect and build their assets that we could all do if only we knew what they were hiding? Well, it turns out the money-management techniques of the rich aren’t so secret after all, and just about everyone can take advantage of them. Today on MoneyWise Rob West and Steve Moore spill the beans. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I’m a recent widow, 70 years old and in good health. Is there wisdom in me looking for long-term health insurance?

-I’m going to be retiring in a few years and will move south at that point. I have a couple of properties that I own outright. Would it be better to sell those and invest the money when we move?

-We’ve had auto insurance with the same company for a long time. Would we get a better deal if we considered moving to a different company?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Ever wonder if wealthy people manage their money differently than the rest of us? That maybe they have ideas and strategies to protect and build their assets that we could all do if only we knew what they were hiding? Well, it turns out the money-management techniques of the rich arent so secret after all, and just about everyone can take advantage of them. Today on MoneyWise Rob West and Steve Moore spill the beans. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-Im a recent widow, 70 years old and in good health. Is there wisdom in me looking for long-term health insurance?

-Im going to be retiring in a few years and will move south at that point. I have a couple of properties that I own outright. Would it be better to sell those and invest the money when we move?

-Weve had auto insurance with the same company for a long time. Would we get a better deal if we considered moving to a different company?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Have you ever done something that seemed like a good idea and then turned out to be a mistake? Today on MoneyWise, Steve Moore and Rob West discuss debt consolidation. They discuss the ways people can get caught up in thinking it can be a good idea, but how it usually turns out to not be such a great idea after all.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-We are in our 70s and are debt free. What is the best way to invest money for our children’s benefit?

-Can I roll an old retirement fund into a 401K without being fined?

-Are there any debt consolidation programs that are good?

-I liquidated my retirement to buy a home. I have recently learned that I can gain these shares back at purchase price. Should I buy them back or pursue other options?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Have you ever done something that seemed like a good idea and then turned out to be a mistake? Today on MoneyWise, Steve Moore and Rob West discuss debt consolidation. They discuss the ways people can get caught up in thinking it can be a good idea, but how it usually turns out to not be such a great idea after all.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-We are in our 70s and are debt free. What is the best way to invest money for our childrens benefit?

-Can I roll an old retirement fund into a 401K without being fined?

-Are there any debt consolidation programs that are good?

-I liquidated my retirement to buy a home. I have recently learned that I can gain these shares back at purchase price. Should I buy them back or pursue other options?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Why do we spend money? Are we spending for necessary things like food clothing, housing and transportation, but what about the rest? Are our decisions dictated by the dreaded FOMO (Fear of Missing Out). Today on MoneyWise, Steve Moore and Rob West discuss how to avoid spending due to FOMO.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- Which should I pay off first, student debt or mortgage debt?

- How do I best prioritize paying off debt?

- My wife and I are trying to pay our home off quickly, but we haven’t done much to save for retirement. Is this ok?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Why do we spend money? Are we spending for necessary things like food clothing, housing and transportation, but what about the rest? Are our decisions dictated by the dreaded FOMO (Fear of Missing Out). Today on MoneyWise, Steve Moore and Rob West discuss how to avoid spending due to FOMO.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

- Which should I pay off first, student debt or mortgage debt?

- How do I best prioritize paying off debt?

- My wife and I are trying to pay our home off quickly, but we havent done much to save for retirement. Is this ok?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.