On this day in 1776 the original 13 colonies declared their independence. We celebrate with hot dogs and fireworks today. Our country remains politically free, but on this program we’re concerned about another type of freedom. The Bible tells us that if you owe money, you are a servant to the lender. Today on MoneyWise Rob West and Steve Moore break it down for us. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I was told that I should go into an annuity saying that I could earn up to 7% if I allowed my principle to be at risk. Is that a good idea?

-If your church has failed you financially and you don’t want to joyfully give money anymore, what should you do with the tithe?

-I want my income to be the same after I retire. How much should I have in my 401K?

-My daughter is 25 and is contributing to a Roth IRA. She is also putting money into a savings account. Is there a better way for her to save for the long term?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

On this day in 1776 the original 13 colonies declared their independence. We celebrate with hot dogs and fireworks today. Our country remains politically free, but on this program were concerned about another type of freedom. The Bible tells us that if you owe money, you are a servant to the lender. Today on MoneyWise Rob West and Steve Moore break it down for us. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I was told that I should go into an annuity saying that I could earn up to 7% if I allowed my principle to be at risk. Is that a good idea?

-If your church has failed you financially and you dont want to joyfully give money anymore, what should you do with the tithe?

-I want my income to be the same after I retire. How much should I have in my 401K?

-My daughter is 25 and is contributing to a Roth IRA. She is also putting money into a savings account. Is there a better way for her to save for the long term?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on MoneyWise, Steve Moore and Rob West offer Biblical teaching and wisdom on honesty, especially in your finances. They talk about why it is so important in God’s eyes.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I am buying land from a family member. Do they legally need to charge me interest?

-My husband and I recently sold a piece a land. How do we tithe on this profit?

-Does cancelling inactive credit cards affect my credit score?

-My husband and I need to repair our roof. Should we take out a loan to pay for it?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on MoneyWise, Steve Moore and Rob West offer Biblical teaching and wisdom on honesty, especially in your finances. They talk about why it is so important in Gods eyes.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I am buying land from a family member. Do they legally need to charge me interest?

-My husband and I recently sold a piece a land. How do we tithe on this profit?

-Does cancelling inactive credit cards affect my credit score?

-My husband and I need to repair our roof. Should we take out a loan to pay for it?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Could retirement plans get any more complicated? You’ve got your typical 401K, or a 403B if you work in the nonprofit sector. Then you’ve got your IRAs, traditional or Roth. You know, few realize that there’s another alternative as wellthe Roth 401K. Should you put your money in a traditional IRA or the Roth if your employer offers it? Today on MoneyWise Rob West and Steve Moore break it down for us. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I’m 73 and my wife is ailing. If either of us pass away in the next few years, I don’t have enough money to pay for funeral costs. Should I buy some insurance to cover it?

-My doctor’s office had a data breach, so I received free credit monitoring for a year. They suggested that I lock down my credit. Does that protect me?

-Someone told my mother that she should liquidate her IRA and fund a Roth IRA with the money. Is that a good idea?

-I’m on Social Security. What’s the best way to save money in my situation?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Could retirement plans get any more complicated? Youve got your typical 401K, or a 403B if you work in the nonprofit sector. Then youve got your IRAs, traditional or Roth. You know, few realize that theres another alternative as wellthe Roth 401K. Should you put your money in a traditional IRA or the Roth if your employer offers it? Today on MoneyWise Rob West and Steve Moore break it down for us. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-Im 73 and my wife is ailing. If either of us pass away in the next few years, I dont have enough money to pay for funeral costs. Should I buy some insurance to cover it?

-My doctors office had a data breach, so I received free credit monitoring for a year. They suggested that I lock down my credit. Does that protect me?

-Someone told my mother that she should liquidate her IRA and fund a Roth IRA with the money. Is that a good idea?

-Im on Social Security. Whats the best way to save money in my situation?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on MoneyWise, Steve Moore and Rob West offer wisdom and advice on 3 ways to improve your situation once you are on social security. They discuss things such as avoiding being dependant on social security, how to maximize your benefits, and coordinating with your spouse on when to start taking out social security.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-How do you choose a financial planner?

-How do I know when to refinance?

-Is it wise to take out a loan against my home to do some renovations?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on MoneyWise, Steve Moore and Rob West offer wisdom and advice on 3 ways to improve your situation once you are on social security. They discuss things such as avoiding being dependant on social security, how to maximize your benefits, and coordinating with your spouse on when to start taking out social security.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-How do you choose a financial planner?

-How do I know when to refinance?

-Is it wise to take out a loan against my home to do some renovations?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on MoneyWise, Steve Moore and Rob West discuss 529 plans. The explain what they are, the different types, and then they offer Biblical wisdom and advice on how best to use them for college savings.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My brother is in the ministry and struggling to make ends meet for his large family. Do you have advice/suggestions on how I could help him financially?

-My wife and I inherited about 300K. What is the best use of this money?

-My wife and I have little debt. We are trying to plan financially for our future. What is the best way to go about doing this?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on MoneyWise, Steve Moore and Rob West discuss 529 plans. The explain what they are, the different types, and then they offer Biblical wisdom and advice on how best to use them for college savings.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My brother is in the ministry and struggling to make ends meet for his large family. Do you have advice/suggestions on how I could help him financially?

-My wife and I inherited about 300K. What is the best use of this money?

-My wife and I have little debt. We are trying to plan financially for our future. What is the best way to go about doing this?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.