Today on MoneyWise, Steve Moore and Rob West are joined by writer, Joeseph Slife, from Sound Mind Investing, to talk about how college is an investment. They discuss things such as whether college is for everyone, student loan debt, college majors, and how to maximize the return of your college degree.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-A couple of my credit cards have been sent to collections. I’ve been told that this will be on my credit score for 3 or 4 years. What can I do to reduce that time?

-My wife and I have a mortgage and a car payment. We just had our first child. What is the best way to balance paying down debt and saving for our child’s future?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on MoneyWise, Steve Moore and Rob West are joined by writer, Joeseph Slife, from Sound Mind Investing, to talk about how college is an investment. They discuss things such as whether college is for everyone, student loan debt, college majors, and how to maximize the return of your college degree.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-A couple of my credit cards have been sent to collections. Ive been told that this will be on my credit score for 3 or 4 years. What can I do to reduce that time?

-My wife and I have a mortgage and a car payment. We just had our first child. What is the best way to balance paying down debt and saving for our childs future?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on MoneyWise, Steve Moore and Rob West discuss a tried and true way on how to control your spending and avoid over drafting your plastic. They offer 7 practical tips on how to use the envelope system and go cash only.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My mother recently passed. My father has a lot of properties and land that he now needs to take care of. What is the best way to protect these properties and also make sure they are willed correctly?

-Can I use a portion of my IRA to do some work on my home?

-What is the difference between an annuity and an IRA? Can I use my annuity to pay off debt?

-My 23 year old just graduated college, got a job and is making good money. What is the best advice for me to give him on how to save and invest?

-I worked at a company for 10 years and am being offered a pension as a lump sum. Is this a wise idea?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on MoneyWise, Steve Moore and Rob West discuss a tried and true way on how to control your spending and avoid over drafting your plastic. They offer 7 practical tips on how to use the envelope system and go cash only.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-My mother recently passed. My father has a lot of properties and land that he now needs to take care of. What is the best way to protect these properties and also make sure they are willed correctly?

-Can I use a portion of my IRA to do some work on my home?

-What is the difference between an annuity and an IRA? Can I use my annuity to pay off debt?

-My 23 year old just graduated college, got a job and is making good money. What is the best advice for me to give him on how to save and invest?

-I worked at a company for 10 years and am being offered a pension as a lump sum. Is this a wise idea?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

"Therefore if you have not been faithful in the use of unrighteous wealth, who will entrust the true riches to you? Today on MoneyWise we welcome Howard Dayton, founder ofCompass Finances God’s Way.He discusses how the handling of our money affects our relationship with the Father.

When we live in obedience with God, we get closer to Him. When we become people who give, our generosity and honesty increase. And what we treasure the most is proof of where our hearts truly lie.

In this episode we also answer the questions:

What’s the difference between 403(b) and 401(k) long-term investing plans?

What is per diem,’ should I take advantage of it, and how does it work with my taxes?

Visit our new websitemoneywise.org. There you can connect with a MoneyWise Coach, purchase books, and even download free helpful resources. And Like and Follow us on Facebook at MoneyWise Media for videos and the very latest discussion!

But it is your prayerful and financial support that helps keep MoneyWise on the air. To help us continue, please go to the website and click the Donate tab at the top of the page.

To askyourquestions, call (800) 525-7000 or email them [email protected].

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

"Therefore if you have not been faithful in the use of unrighteous wealth, who will entrust the true riches to you? Today on MoneyWise we welcome Howard Dayton, founder ofCompass Finances Gods Way.He discusses how the handling of our money affects our relationship with the Father.

When we live in obedience with God, we get closer to Him. When we become people who give, our generosity and honesty increase. And what we treasure the most is proof of where our hearts truly lie.

In this episode we also answer the questions:

Whats the difference between 403(b) and 401(k) long-term investing plans?

What is per diem, should I take advantage of it, and how does it work with my taxes?

Visit our new websitemoneywise.org. There you can connect with a MoneyWise Coach, purchase books, and even download free helpful resources. And Like and Follow us on Facebook at MoneyWise Media for videos and the very latest discussion!

But it is your prayerful and financial support that helps keep MoneyWise on the air. To help us continue, please go to the website and click the Donate tab at the top of the page.

To askyourquestions, call (800) 525-7000 or email them [email protected].

Insurance is something you never hope to use, but it does give peace of mind just knowing you have it. So when it comes to insurance, more is better, right? Well, not really. Trouble is, its easy to have too much or too little. If you follow some simple rules you can get the coverage you need. Today on MoneyWise Rob West and Steve Moore have insurance rules to live by. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I’m going to be changing jobs soon. I’ve been contributing to my company’s retirement plan. How do I take that money with me to the new job?

-I’m on a fixed income. I had to put $6,000 worth of car repairs on my credit cards, and now I’m struggling to pay it back. Should I refinance my house to pay off the cards?

-Can you help me understand the formula that Social Security uses to determine my Social Security payment?

-My employer cut my hours, and now my income is about of what it used to be. I have been funding our life with my credit cards. I’m overwhelmed. What can I do next?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Insurance is something you never hope to use, but it does give peace of mind just knowing you have it. So when it comes to insurance, more is better, right? Well, not really. Trouble is, its easy to have too much or too little. If you follow some simple rules you can get the coverage you need. Today on MoneyWise Rob West and Steve Moore have insurance rules to live by. Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-Im going to be changing jobs soon. Ive been contributing to my companys retirement plan. How do I take that money with me to the new job?

-Im on a fixed income. I had to put $6,000 worth of car repairs on my credit cards, and now Im struggling to pay it back. Should I refinance my house to pay off the cards?

-Can you help me understand the formula that Social Security uses to determine my Social Security payment?

-My employer cut my hours, and now my income is about of what it used to be. I have been funding our life with my credit cards. Im overwhelmed. What can I do next?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

Today on MoneyWise, Steve Moore and Rob West welcome economist, Jerry Bowyer, to discuss how to spot signs of future financial collapse. They discuss the causes of financial collapse and touch on topics such as what patterns to look for, reasons why collapse happens and how to prepare.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I am on disability and having a hard time paying my mortgage. What is your best advice on what options I have?

-Is long term care insurance worth it?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Today on MoneyWise, Steve Moore and Rob West welcome economist, Jerry Bowyer, to discuss how to spot signs of future financial collapse. They discuss the causes of financial collapse and touch on topics such as what patterns to look for, reasons why collapse happens and how to prepare.Next, they answer your questions at (800) 525-7000 and [email protected] about the following:

-I am on disability and having a hard time paying my mortgage. What is your best advice on what options I have?

-Is long term care insurance worth it?

Be sure to check out our new website at moneywise.org to connect with a MoneyWise Coach or access our books, videos, or any of our free helpful resources.You can also find us on Facebook. Thanks for your prayerful and financial support that helps keep MoneyWise on the air.And if you'd like to help, just go to the website and click the Donate tab at the top of the page.